super-app
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The Qatari Delivery App That Turned a Business-School Project Into a Billion-Riyal Exit
A university idea from HEC Paris became Qatar's first billion-riyal tech exit. Here is how Snoonu built a delivery machine that food, groceries and everything else now runs through.
Kasta Put a Bank Card Inside the Shopping Cart
Ukraine's veteran discount marketplace is making a calculated bet: that delivery, cashback and credit belong in the same app as the dress, drill or detergent you came to buy.
Chari
Chari is a Moroccan B2B e-commerce and fintech company that turned the country's corner grocery stores into digital customers. Through one app, the traditional shopkeepers who form the backbone of North African retail can order fast-moving consumer goods and get them delivered in under 24 hours, keep their customer credit ledgers, accept card payments, pay bills, and tap embedded financial services. Founded in 2020 by Ismael Belkhayat and Sophia Alj, Chari was the first Moroccan startup admitted to Y Combinator (S21). In October 2025 it raised a $12M Series A - the largest in Morocco's history - and became the first VC-backed Moroccan company to win a payment institution license from the central bank, the foundation for its Banking-as-a-Service platform.
Coco Wallet
Coco Wallet (YC S19) is a global dollar account powered by stablecoins. Founded by Venezuelan entrepreneur Kevin Charles and his co-founders, it lets Latin American migrants and their families send, spend, save, and earn in digital dollars from a mobile app - combining the simplicity of a neobank like Nubank or Revolut with the freedom of self-custodial Web3, so people can access stable, borderless money without a traditional bank.
Halodoc
Halodoc is a Jakarta-based digital health platform that lets Indonesians consult licensed doctors, order medicine for home delivery, book lab tests and appointments, and buy insurance from a single mobile app. Founded in 2016 by Jonathan Sudharta and Doddy Lukito, it connects more than 20 million monthly active users with over 20,000 doctors, 4,000+ pharmacies and 1,400+ hospitals, and has raised roughly US$258 million led by Indonesian conglomerate Astra, Temasek and Novo Holdings.
MNT-Halan
MNT-Halan is an Egyptian fintech that digitally banks the unbanked and underbanked across emerging markets. Founded by Mounir Nakhla, it combines microfinance, consumer and business lending, buy-now-pay-later, mobile wallets, payments and an FMCG/appliance e-commerce marketplace into a single app, all powered by its proprietary Neuron core-banking technology. It became Egypt's first fintech unicorn in 2023 and now operates across Egypt, Turkey, Pakistan and the UAE, having disbursed billions of dollars in loans to millions of customers.
Yango
Yango is a Dubai-headquartered technology company that started as a ride-hailing brand from the Yandex Taxi team in 2018 and has grown into a global everyday-services ecosystem. Operating in more than 30 countries across Africa, the Middle East, South Asia, Europe, and Latin America, Yango bundles mobility, food and grocery delivery, mapping, fintech, advertising, entertainment, and AI into locally adapted apps. Rather than owning fleets, it partners with local taxi companies and businesses, using a 'hyperlocal' playbook to tailor each product to regional cultures, currencies, and infrastructure.
Yassir
Yassir is the leading super app for French-speaking Africa, bundling ride-hailing, food and grocery delivery, and digital payments into a single platform serving more than eight million users across the Maghreb and beyond. Founded in 2017 by Stanford-trained engineer Noureddine Tayebi and El Mahdi Yettou, the company has raised over $193 million, including a record $150M Series B led by Bond.