merchant-onboarding
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The Payments Company You Rarely See - Even When It Moves $700 Billion
NMI built a large payments business by staying behind the curtain. Its white-label infrastructure lets software companies and payment specialists assemble, brand and monetize the route from merchant sign-up to checkout to payout.
Onlayer
Onlayer is an Ankara-founded regtech and merchant-management platform that unifies the entire merchant lifecycle - discovery, onboarding, and continuous monitoring - for acquiring banks, payment service providers, and fintechs. Its AI-driven system automates merchant onboarding, detects fraud and transaction laundering, and manages PCI-DSS, AML, BRAM, and VIRP compliance in one modular workflow, helping institutions detect risk earlier, act faster, and grow their merchant portfolios with confidence.
Pomelo
Pomelo (Pomelo Group) is a London- and Singapore-based payments technology company that provides a unified, API-based Payment Platform-as-a-Service. It gives financial institutions, fintechs and enterprises ready-to-use payment rails, merchant onboarding and management, transaction monitoring, and a range of acceptance methods - from QR codes and tap-to-pay to payment links and card issuing - under a single white-label platform. Founded in 2017 as Pomelo Pay, the company has grown into a regulated e-money issuer serving 2,000+ businesses across the UK and Southeast Asia.
LinkToAny
LinkToAny (formerly ShoppinPal) is a Los Angeles-based integration platform that helps commerce software providers onboard merchants, migrate data between systems, and connect the apps a business already runs. Its iPaaS-style platform links point-of-sale, ecommerce, accounting, loyalty and ordering systems - working with names like Shopify, Lightspeed, Clover, Intuit/QuickBooks, Square, GoDaddy and PayPal - so platforms can go live with new merchants in days rather than weeks, with an increasingly AI-native approach to onboarding and migrations.
Will Bewley
Will Bewley is the Co-Founder and CEO of Woflow, a San Francisco-based AI agent platform that structures and manages merchant and product data at scale for enterprises like DoorDash, Square, Walmart, Uber, and Deliveroo. Starting as a side project at a San Francisco co-working cafe, Woflow has digitized over 60 million products for 800,000+ restaurants and retail stores globally. Bewley, a Chartered Accountant from the UK who transitioned from London finance into Silicon Valley entrepreneurship, raised $10.8M in funding and grew Woflow into one of Inc. 5000's fastest-growing private companies.
Leo Patching
Leo Patching is a serial fintech entrepreneur and the CEO and co-founder of Kompliant, a compliance orchestration platform for banks, payment facilitators, and financial institutions that was acquired by LegitScript in October 2025. With a track record spanning from solar energy to payments infrastructure, Patching has built a career around turning regulation into a competitive advantage - arguing that compliance is not a cost center but a growth engine for the modern financial services industry.