MoCaFi made public aid spendable for people banking often overlooked. Its rise, and its March 2026 liquidation, show how much financial inclusion depends on the machinery behind the money.
A Pittsburgh bond auction put Grant Street Group on the map. Its more revealing invention came later: software that lets a tax office spend less time arguing with its own systems.
GovOS made a business out of the chores citizens notice only when they go wrong - permits, records, taxes, signatures and payments. Its rise, and one costly migration that did not work, explain both the promise and the limits of digital government.
The public sector does not lack software. It lacks software that understands a bid protest, a grant audit and a city budget meeting. Euna Solutions is betting one connected suite can turn those peculiarities into an advantage.
PayIt built a modern front door for taxes, tags and tickets without asking government to bulldoze the systems behind it. Grand Rapids shows the playbook can work; Toronto shows exactly where it can crack.
Tyler Technologies built a $2.3 billion business in the least glamorous corner of software: the machinery of government. Its advantage is not a single killer app, but a web of systems that makes switching difficult and public work increasingly connected.
Promise is an Oakland-based govtech company that modernizes how government agencies and utilities collect payments and distribute benefits. Founded in 2017 by Phaedra Ellis-Lamkins and Diana Frappier, it offers flexible, interest-free repayment plans, AI-powered fraud detection, automated benefits distribution, and income verification - all designed to make public systems work better for both agencies and the residents they serve.