embedded-banking
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The Money Moved First. The Software Followed.
Covercy discovered its next business in its own transaction data: real estate investors were already using its payment rails. The company followed the money into a platform that now connects fundraising, banking, and the investor ledger.
The Check Is Still in the Mail
Anatomy Financial found a stubborn fact inside modern healthcare: the money still arrives in envelopes. Its wager is that the first step toward a trustworthy ledger is a better mailbox.
The Bank Was the Customer All Along
Treasury Prime spent years connecting fintechs to banks. Then it cut roughly half its staff and followed the power in the partnership back to the bank.
BMO Spent $13.8 Billion to Buy Growth - Then Learned Where Bigger Wasn't Better
Canada's oldest bank bought a shortcut to the American West. The useful lesson is not the size of the deal - it is how BMO absorbed the conversion pain, cut what no longer fit and turned a sprawling footprint into a denser bet.
The Quiet Software Layer Rewiring How Banks Move Money
Finzly does not ask a bank to rip out its core. It slips in beside it, gathers a thicket of payment rails into one system, and turns years-long modernization into a sequence of smaller, safer moves.
Revela
Revela is a Detroit-based proptech company building an all-in-one property management platform that fuses double-entry, GAAP-grade accounting with leasing, maintenance, payments, reporting, and embedded banking. Founded in 2014 by Grant Drzyzga and bootstrapped for nearly a decade before raising a $9M Series A in 2023, Revela aims to bring liquidity and modern software to a historically low-margin, fragmented industry, serving managers of single-family, multifamily, affordable, commercial, and student housing across hundreds of thousands of units.