debt-management
(7)
Tomás Campos
Tomás Campos is the co-founder and CEO of Spinwheel, an Oakland-based fintech building agentic AI-powered credit data and payments infrastructure for the consumer debt market. A UC Berkeley and Haas School of Business graduate, he spent two decades in payments and commerce - growing Blackhawk Network's digital payments division into a $1.5 billion business and co-founding the conversational commerce startup FluidM, which was acquired by Westfield. He launched Spinwheel in 2019 after the consumer debt crisis touched his own family, aiming to make the fragmented world of loans and liabilities as accessible as open banking made bank accounts. In June 2025 the company raised a $30 million Series A led by F-Prime Capital.
Colin MacNaught
Colin MacNaught is the CEO and co-founder of BondLink, a Boston-based fintech company that brings modern technology and transparency to the municipal bond market. Before starting BondLink in 2015 with technologist Carl Query, he spent seven years managing debt for the Commonwealth of Massachusetts, issuing close to $25 billion in bonds and notes and earning two national Deal of the Year awards from The Bond Buyer. He studied public finance at Harvard's Kennedy School of Government and built BondLink to give public-sector issuers digital tools to reach investors, improve disclosure, and lower borrowing costs for taxpayers.
BondLink
BondLink is a Boston-based financial technology company that builds cloud software for issuers in the roughly $4 trillion U.S. municipal bond market. Founded in 2015 by former Massachusetts debt manager Colin MacNaught and tech entrepreneur Carl Query, BondLink gives state and local governments, universities, hospitals and public utilities tools for investor relations websites, disclosure and compliance filing, deal marketing, investor outreach and debt-portfolio management - modernizing a historically opaque, paper-heavy corner of finance. Its platform has supported issuers in raising more than $70 billion in bonds, counts the State of California, City of Chicago and University of Texas among its clients, and is backed by Franklin Templeton and Intercontinental Exchange (parent of the NYSE).
CredCore
CredCore is a New York-based vertical-AI company modernizing the roughly $5 trillion enterprise debt capital markets. Its platform turns unstructured credit-deal documents into structured, actionable intelligence across the full deal lifecycle - pre-deal evaluation, diligence, and post-deal portfolio monitoring - while pairing proprietary AI models with the oversight of senior credit and legal experts. Backed by $16M in Series A funding led by Avataar Ventures, CredCore supports asset managers overseeing hundreds of billions in assets and won the Banking category at the 2025 Money20/20 Awards.
Spinwheel
Spinwheel is an Oakland-based fintech that provides real-time consumer credit data and embedded-payments infrastructure through developer APIs. Using a credentialless approach that needs only a phone number and date of birth, Spinwheel lets lenders, personal-finance apps, and debt-management companies connect, verify, and act on a consumer's debts and liabilities. The platform supports the full consumer-credit lifecycle - from segmentation and prequalification to disbursement, management, and payment - and, as of its 2025 Series A, powers more than 15 million users and 165 million connected accounts representing over $1.5 trillion in connected debt.
CredEvolv
CredEvolv is a fintech SaaS platform that turns declined loan applicants into future closings. It connects lenders' CRMs directly to a network of HUD-certified nonprofit credit and debt counselors, giving credit-challenged borrowers a structured, compliant path to raise their scores and manage debt - so a mortgage 'no' becomes a 'not yet.' Since launching in 2021, the platform has helped 36,000+ consumers, with referred borrowers averaging a 53-point credit score improvement over a roughly 5.5-month program.
Petko Plachkov
Petko Plachkov is the Co-Founder and CEO of Bright Money, a San Francisco-based AI-powered personal finance platform that helps middle-income Americans manage debt, build credit, and access affordable financial products. A Princeton and Wharton-educated serial entrepreneur who grew up in Bulgaria and Swaziland, Petko spent over a decade building digital financial products at McKinsey and as Co-Founder of CommuterClub before launching Bright Money in 2019. The company has raised $93M in funding, serves over 1 million users, and is powered by MoneyScience - a patented system of 34 AI algorithms.