A New York insurtech wrote a policy that pays out automatically when AWS, Azure or Google Cloud stops working. Then, on one July morning, CrowdStrike proved the whole thesis was worth billions.
Hiscox began with marine risk at Lloyd’s. Today it sells a policy online in minutes, models California wildfire years ahead and still makes room for the odd painting, satellite or kidnap case.
Arbella has built a billion-dollar regional insurer by staying close to home - backing more than 450 independent agents, learning New England's risks block by block, and treating community work as part of the operating model.
The Syracuse brokerage has spent decades turning a once-a-year insurance purchase into an always-on operating discipline - combining coverage, claims, benefits, HR and prevention under one roof.
AIG spent years shrinking a sprawling financial empire into a sharper general insurer. Now it is betting that global reach, underwriting discipline and AI-assisted decisions can make a 107-year-old company faster without making risk feel simple.
The 174-year-old insurer has made a modern wager on an old-fashioned middleman: the independent agent. Behind that choice sits a broad coverage portfolio, specialized risk expertise and a business built to price the unexpected.
Chubb can insure a Vermeer, a vineyard, a ransomware attack and the cargo crossing an ocean. Its real product is disciplined judgment - sold through brokers, agents and digital partners across 54 countries and territories.
Travelers sells a familiar promise under a red umbrella. Behind it sits a 170-year experiment in pricing uncertainty - powered by agents, engineers, claims professionals, data and, increasingly, an insurance-trained language model.
Top-tier incident response, proactive readiness intelligence, and seamless access to cyber insurance - all in one platform. Delivered at less than 10% of the cost of traditional IR.
DeNexus is a Boston-based cyber risk company that quantifies the financial impact of cyber threats to industrial and operational technology (OT) environments. Its DeRISK platform uses AI, machine learning and simulation to predict where breaches are likely in OT/ICS networks, express that risk in dollar terms, and prioritize mitigation by ROI. The company serves CISOs, boards, risk managers and cyber insurers across data centers, energy, manufacturing and transportation, and has expanded into agentic-AI underwriting automation for the industrial cyber insurance market.
Resilience is a New York-based cyber insurance and risk-management company that pairs A-plus rated coverage with software that translates cyber risk into financial terms. Founded in 2016 by veterans of the U.S. military and intelligence communities (originally as Arceo.ai), it operates as a managing general agent for middle-market and large enterprises, combining risk quantification, a Risk Operations Center, and in-house claims and incident response to help organizations see, price, and reduce their most financially damaging cyber exposures.
SolCyber is a Dallas-based managed security services provider that packages the tools, threat detection, and human-led response mid-market and enterprise companies need into a single subscription program. Founded in 2021 and incubated by ForgePoint Capital, it positions itself as a "modern MSSP" - consolidating endpoint, email, identity, SOC/SIEM, security awareness training, mobile protection, and even cyber insurance under one vendor and one contract, so customers don't have to assemble and manage a stack of point products themselves.
Jose Seara is the founder and CEO of DeNexus, a Boston-based company that quantifies cyber risk for operational technology and industrial control systems. A naval and marine engineer by training, he spent nearly two decades building critical infrastructure and renewable energy companies across Europe and North America before pivoting to cybersecurity. He started DeNexus after discovering, as an energy operator, that he could not measure his own company's cyber risk or insure against it. His DeRISK platform turns technical threat data into financial metrics that boards and insurers can act on.
Anzen is a San Francisco insurtech building Anzen Pro, an AI-powered operating system for commercial insurance distribution. It reads brokers' emails, attachments and forms, turns unstructured submissions into structured data, routes each account to the right underwriters across a network of 130+ carriers and 500+ underwriting contacts, then compares quotes and generates proposals automatically. Started in 2020 as a marketplace for executive risk coverage, Anzen now helps thousands of retail agents automate submissions, quoting, compliance, renewals and claims - work that has stayed stubbornly manual in the commercial insurance industry.
Mario Vitale is CEO of Resilience Cyber Insurance Solutions and President of Resilience, a cyber risk company that fuses cybersecurity, insurance and incident recovery into a single offering. A native New Yorker with more than 40 years in insurance, he previously ran Willis North America, Zurich's Global Corporate business and Aspen's global insurance operations before coming out of semi-retirement to help build Resilience alongside military-veteran founders Raj Shah and Vishaal Hariprasad.
Maxxsure is a Dallas-area cybersecurity company that turns cyber risk into a number executives can actually use. Its flagship product, the M-Score, quantifies an organization's cyber risk on a 0-to-1000 scale by collecting thousands of internal, external, and third-party variables and running them through AI and machine-learning models. Rather than handing boards another vulnerability report, Maxxsure frames risk in financial terms - 'down to the dollar' - so leadership can decide what to remediate, what to accept, and how much cyber insurance they actually need.

Kevin Thomsen is a revenue and partnerships executive who turned a career building channel ecosystems at Zoom and Vonage into a cybersecurity mission. As Chief Revenue Officer (and acting CEO-level lead on growth) at Maxxsure, a Dallas-area cyber risk quantification firm, he champions the M-Score - a way to translate cyber risk into a single financial number that boards, CFOs, and insurers can argue about in plain English.
Upfort (formerly Paladin Cyber) is a San Francisco-based platform that unifies turnkey cybersecurity with cyber insurance, making cyber risk easy to manage and simple to insure for small and medium-sized businesses. Its Upfort Shield suite layers AI-driven email and web protection, risk monitoring, and security awareness training, while its insurance arm partners with leading carriers to embed coverage for ransomware, wire fraud, and data breaches - sold through brokers and MGAs rather than direct.
Billy Gouveia is the founder and CEO of Surefire Cyber, a Maryland-based incident response firm that helps cyber insurers, brokers, law firms, and organizations prepare for, respond to, and recover from cyber incidents like ransomware, business email compromise, and data theft. A former U.S. Army intelligence officer and Columbia and Georgetown graduate, he spent years in national security and enterprise risk consulting before incubating Surefire Cyber inside Forgepoint Capital and launching it in 2022 with $10 million in Series A funding. His pitch: combine automation with human expertise to deliver faster, calmer response when companies are under attack.
Surefire Cyber is a purpose-built cyber incident response firm that helps insurers, brokers, law firms, and the organizations they cover move from response to resilience. Founded in 2022 by incident response veteran Billy Gouveia and incubated at Forgepoint Capital, the company pairs expert-led responders with an AI-enabled platform that unifies the insurance-driven response lifecycle - from forensic investigation and threat-actor negotiation through restoration, claims coordination, and cyber intelligence - to deliver faster outcomes with consistent quality and transparent, claims-ready reporting.
At-Bay is an InsurSec company that sells cyber insurance alongside the security tools, monitoring, and incident response needed to actually prevent claims. By bundling underwriting with active risk management, the company has positioned itself as both insurer and security partner for small and mid-sized businesses.
Cowbell is a Pleasanton-based insurtech that sells adaptive cyber insurance to small and mid-sized businesses, using an AI-driven continuous underwriting platform that scores cyber risk and can issue a policy in under five minutes.
Jack Kudale is the Founder and CEO of Cowbell, a Pleasanton, California-based AI-powered cyber insurance platform built for small and medium-sized enterprises. After 26 years in enterprise software at companies including CA Technologies and SnapLogic, Kudale founded Cowbell in January 2019 to close the cyber insurability gap for the world's 300 million small businesses. The company has raised $209 million in total funding - including a $60 million Series C from Zurich Insurance Group in 2024 - covers nearly 30,000 SMEs across four countries, and has paid out nearly $250 million in claims. Kudale was named an EY Entrepreneur of the Year 2023 Bay Area Award Winner and placed Cowbell at #13 on the 2024 Inc. 5000 list.
Rotem Iram is the co-founder and CEO of At-Bay, the world's first InsurSec provider - a company that merges cyber insurance with active security technology to help businesses reduce and manage digital risk. A veteran of Israel's elite Intelligence Unit 8200, Harvard MBA holder, and former McKinsey consultant, Iram built At-Bay from a 2014 email hunch into a $1.35 billion unicorn by 2021, pioneering the idea that insurers - not just enterprises - should be the ones forcing better cybersecurity standards across the market.
Safe Security is a Palo Alto-based cybersecurity company building an Agentic AI-native platform for cyber risk quantification (CRQ), third-party risk management (TPRM) and continuous threat exposure management (CTEM). Founded in 2012 in India as Lucideus, it now translates security posture into dollars-and-cents risk for enterprises like Google, Chevron, T-Mobile, Fidelity and IHG, and is pursuing what its founders call 'CyberAGI'.
Vouch is a technology-first business insurance broker built specifically for high-growth startups. Founded in 2018 by Sam Hodges and Travis Hedge, it engineers coverage - D&O, cyber, E&O, general liability and more - for venture-backed companies, with digital quoting, claims advocacy, and a growing carrier network. Backed by Ribbit, Index, Y Combinator, Allegis and others, Vouch insures thousands of startups including Brex, Carta, Ramp, and Middesk.
Corgi is an AI-native, full-stack insurance carrier built specifically for technology startups. Founded in 2024 by Nico Laqua and Emily Yuan through Y Combinator's Summer 2024 batch, Corgi owns its own carrier (Technology Risk Retention Group), enabling it to underwrite, price, and bind policies in minutes rather than the industry-standard weeks. The company offers coverage including general liability, directors & officers, cyber, tech E&O, and AI liability — directly tailored to how startups actually operate. With 40,000+ customers across 49 U.S. states, $40M+ ARR, and $268M raised at a $1.3B valuation as of May 2026, Corgi became Y Combinator's latest unicorn just 18 months after its founding.
CYGNVS is a Silicon Valley SaaS company that runs a guided, out-of-band command center for cyber crisis preparedness and response. When ransomware locks the corporate network, CYGNVS gives security, business and outside counsel a secure space to coordinate, run playbooks, document chain of custody and report to regulators.

Xing Xin is the CEO and Co-Founder of Upfort (formerly Paladin Cyber), a San Francisco-based platform that unifies cybersecurity and cyber insurance into a single solution for small and medium-sized businesses. With a background in management consulting, AI startups, and a childhood spent building computers for neighbors, Xin co-founded Upfort after watching a close friend's accounting firm get destroyed by ransomware in 2017. Under his leadership, Upfort now serves over 25,000 companies, has processed more than $100M in cyber insurance premiums annually, and has been shown to reduce the likelihood of security incidents by 81%.
Arvind Parthasarathi is the Founder and CEO of CYGNVS, a cybersecurity SaaS platform that serves as the out-of-band command center for cyber crisis readiness and response. A serial entrepreneur with over two decades in Silicon Valley, Arvind previously founded Cyence (acquired by Guidewire Software) and led YarcData (acquired by Cray/HPE) and held SVP roles at Informatica. CYGNVS emerged from stealth in January 2023 with a $55M Series A led by Andreessen Horowitz, and serves 2,500+ enterprise organizations with playbooks, tabletop simulations, and automated regulatory reporting.