
After 20 years abroad, Adrianus Hitijahubessy returned to Indonesia with a question about who gets credit. JULO became his answer, one lending decision at a time.

At Chase Bank, simplifying a crowded product portfolio earned Rose Muturi an unlikely nickname: “The Undertaker.” Her route to leading Moniepoint in Kenya runs through a more useful question: what can a customer actually do with all this technology?
Jon Jacobson is the co-founder, Group CEO and CTO of Omnisient, a privacy-preserving data collaboration platform that lets banks, insurers, retailers and healthcare organizations share and analyze consumer data without exposing raw personal information. A software engineer with more than 25 years building data platforms, he founded Omnisient in South Africa in 2019 to attack a specific problem: nearly two billion people are shut out of affordable financial services because they lack the behavioral data lenders use to assess risk. His platform uses cryptography to tokenize and match datasets locally, turning loyalty-card and retail data into alternative credit signals.
Nicole Van Der Tuin is the co-founder and CEO of First Access, a New York-based fintech that turns mobile phone records into credit scores for borrowers across Africa, Asia and Latin America. She now also serves as Chief Experience Officer at Accion Opportunity Fund. Fast Company named her one of the 100 Most Creative People in Business in 2016. She holds an MPA from Columbia SIPA and a BA with highest honors from Kenyon College.

Michelle Katics is the co-founder and CEO of BankersLab and PortfolioQuest, SaaS simulation platforms she describes as flight simulators for bankers. After two decades inside the machinery of global finance - the Federal Reserve Bank of Chicago, the IMF, Fair Isaac (FICO), and Standard Chartered - she decided the best way to teach risk was to let people lose fake money first. Her platforms run synthetic loan portfolios with more than a trillion possible outcomes, training bankers in over 45 countries. A fixture of the Singapore and Southeast Asian fintech scene, she has been named to the Women in FinTech Power List and recognized by the Monetary Authority of Singapore.
Max Meyer is an American founder and former piano prodigy who built two of Thailand's best-known fintech companies. After winning America's Most Talented Kids at 14, a piano scholarship to Phillips Academy Andover, Harvard, and three years at McKinsey in China, he co-founded the financial-comparison platform Masii in 2016 - the only Thai startup on KPMG's global Fintech100. He is the founder of Siam Digital Lending (SiamDL), a Bank of Thailand-licensed AI lender that raised an oversubscribed $7.8M Series A in 2026 to give working Thais shut out of bank credit fast, fair loans.
Khalid Kabeer is a fintech and financial-inclusion executive with more than two decades of leadership in microfinance and MSME lending across Pakistan, the Middle East, Europe and Africa. A Fellow Chartered Accountant who started in audit and textiles, he helped build Kashf Microfinance Bank as its first CFO, ran global operations and then led Vitas Group as CEO, steering it toward a data-centric, digital-first lending model and founding its early-stage fintech investment arm, Vitas Ventures. He is now Chief Product Officer at AdalFi, a Lahore-based credit-scoring and lending-technology company taking instant, pre-approved digital credit to scale.