canadian-fintech
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David Merriby and the bank still in the future tense
After a career in law, compliance and risk, David Merriby has been appointed CEO of the future KOHO Bank. His next assignment puts the rules of banking at the centre of building one.
Cecilia Cai and the questions that travel
Before joining Ramp’s Canadian expansion, Cecilia Cai studied international relations, examined a television resort’s politics, and helped edit a student journal. Her route into fintech began with questions about how institutions work.
Daniel Eberhard and the expensive business of being ordinary
Before KOHO, Daniel Eberhard built wind projects and walked away from a business he disliked. His next bet was that Canadians with less money deserved a better deal from the people looking after it.
Caley Adair Wants Marketing to Earn Its Keep
After two decades inside Canadian financial services, Embark's CMO is applying a measurement-minded philosophy to a product built around distant payoffs: a child's education.
Martin Aubut Has Spent 25 Years Making Big Companies Move Faster
From beauty counters to broadband to mortgages, Martin Aubut has built a career around one stubborn question: how do you make an established business behave with the urgency of a startup?
Amanda Hsueh Is Turning a Marketer's Quiet Discipline Into Casa's Biggest Launch
Before Casa asked Canadians to see rent as a rewards opportunity, Amanda Hsueh spent two decades learning how familiar habits change - through patient listening, practical leadership and work that earns attention.
Teranet's $700 Million Lesson: The Boring Software Behind 10 Million Property Transactions a Year
Ontario set out to turn filing cabinets into infrastructure. The conversion ran years late and its estimate climbed past C$700 million - but the system that emerged now sits beneath millions of property transactions, lender decisions and legal searches.
Tangerine Deleted the Branch - Now It Has to Rebuild the Bank
Canada's original branchless bank made simplicity a product, survived a compulsory rename and sold for C$3.126 billion. Its next trick is harder: replacing the machinery underneath without making two-and-a-half million clients feel the renovation.
Rates.ca’s 25-year bet: Canadians will shop for insurance like flights - if the form earns their trust
The Toronto company survived an early regulatory identity crisis, stitched together a family of comparison brands and learned that the hard part is not showing a cheaper number. It is getting a wary shopper to finish the form.
How Collabria Put Credit Unions Back on the Card - and Reached 600,000 Wallets
Canada's credit unions needed card-issuing scale without surrendering their brands. Collabria turned that awkward constraint into a business serving more than 600,000 cardholders - and a contract that now runs through 2030.
Insurance Supermarket’s $100 Million Lesson: The Last Mile Was an Advisor’s Car
The Canadian insurtech digitized quotes, underwriting and policy binding - then discovered its bottleneck still had four wheels. Its pivot from house calls to browser calls is a useful playbook for anyone automating a stubbornly human business.
The Card Reader Disappears: CPOS Bets the Smallest Merchants Will Tap Their Phones
The Ottawa payments company spent a decade selling the machinery of checkout. Now its most interesting product removes the machine - and asks small merchants to trust the phone already in their pocket.
Purpose Unlimited Built a $30 Billion Finance Machine by Fixing the Awkward Parts
Som Seif's Toronto firm turned unglamorous financial friction into ETFs, advisor software, business loans and retirement income - then crossed $30 billion in platform assets. The interesting product is the method behind the products.
Nesto Started as a Mortgage Website. Then It Bought the Plumbing Banks Need.
The Montreal fintech discovered that a clean interface could not fix a mortgage process it did not control. So it became the lender, the servicer and the software supplier - then bought a 50-year-old institution to give the machine scale.
Embark’s Big Bet: Make the RESP Boring Enough for Busy Parents
A 61-year-old scholarship-plan institution has rebuilt itself as a digital education-savings utility. The convenience is real - and so is the price of outsourcing the paperwork.
Plooto
Plooto is a Toronto-based fintech that automates accounts payable and accounts receivable for small and medium-sized businesses and the accounting firms that serve them. It unifies invoice capture, approval workflows, domestic and international payments, and two-way reconciliation with QuickBooks, Xero, and NetSuite - giving finance teams one place to control money moving in and out. More than 10,000 organizations across North America use the platform.