LATEST / 2026
20 FEB / TRUSTCOMMERCE JOINS REVSPRINGHEALTHCARE PAYMENTS / FROM TRANSACTION TO RECONCILIATION

COMPANY / FINTECH + HEALTHCARE

SphereCommerce and the art of getting paid once

A medical payment can succeed at the terminal and still leave a mess behind the desk. SphereCommerce built its healthcare business around closing that gap - then began reshaping the business itself.

At Lifetime Neurodevelopmental Care, a California medical group serving children and adults, the billing problem had a deceptively simple shape: three payment platforms. Three places to look. Three pieces of software around a task that patients reasonably imagined was finished when their card was accepted. In a 2024 case study, the practice described replacing those systems with one through TrustCommerce’s integration with Practice Fusion, its electronic health record software.

THE STORY IN FOUR LINES
  • Healthcare payments that connect to the patient record.
  • Software for the front desk, gateways for the transaction.
  • Qgiv sold in 2024; TrustCommerce joined RevSpring in 2026.
  • The useful test: fewer systems, fewer manual handoffs.

The useful detail is what happened after the transaction. Payments were applied to the patient account, and payment history became available within the patient’s chart. The practice reported less work for physicians and greater transparency for patients. A receipt had acquired an address. That is a good place to begin understanding SphereCommerce, the software and payments company behind the TrustCommerce business.

Sphere’s proposition sits in that unglamorous interval between accepting money and knowing what to do with the record of it. Its work connects gateways, payment terminals, patient communications and clinical software. The buyer is a hospital, health system, medical practice or software vendor; the patient encounters the result through a check-in screen, payment link or card reader. Nobody needs to admire the plumbing. They need the bill to stop being a puzzle.

LiNC / REPORTED IN A 2024 CASE STUDY
3payment platforms1integrated workflow
Three places to look, reduced to one. A small census of a large annoyance.

02A young company with older machinery

Sphere was formed in 2017. Its foundation was assembled, rather than invented from a blank screen: Waud Capital Partners brought together TrustCommerce and Anovia Payments. Waud and payments executive Andrew Rueff formed Sphere Payments to facilitate the TrustCommerce investment. Rueff became executive chairman, bringing experience from TransFirst and earlier payments businesses.

TrustCommerce itself dates to 1999. The distinction matters. A company founded in 2017 could enter healthcare with software relationships and payments experience that predated its own name. Waud’s portfolio description identifies Nashville as Sphere’s headquarters and frames the business around technology-driven patient payments. The company’s history is closer to a carefully stocked workshop than a garage with a single prototype.

In December 2020, Sphere acquired Health iPASS, adding patient engagement and revenue cycle software. The announcement offered a specific reason for the combination: healthcare providers needed more virtual interactions, while Health iPASS wanted broader distribution and an acquiring platform. Payments infrastructure and patient-facing workflow would live under the same ownership. The ambition was to make more of the journey work together, from appointment to final payment.

Andrew Rueff, Sphere executive chairman and Waud Capital operating partner
Andrew Rueff, executive chairman. The collection he helped assemble consisted of payment businesses. Portrait: Waud Capital Partners.

03The front desk meets the payment network

The two principal healthcare brands approached the same bill from different directions. TrustCommerce supplied the secure gateway and integrations that helped providers accept and record payments. Health iPASS extended into reminders, digital forms, check-in, eligibility verification, cost estimates and subsequent collection. An electronic health record, or EHR, is where the medical organization already works; practice management software handles much of its administrative life. Connecting to those systems is central to the pitch.

A provider could offer payment before a visit, at a terminal during it, or through an electronic bill afterward. Patients could use familiar options such as Apple Pay and Google Pay. Staff could work with payment information in existing software rather than continually moving between applications. The practical attraction is fewer handoffs, particularly when a practice is trying to manage appointments and balances at the same time.

Sphere also worked with the people who build the software. Its May 2022 PAX launch let independent software vendors connect their applications to pre-certified payment devices through a cloud-based integration. The terminal communicated directly with the gateway. Sphere presented this as a way to reduce development costs and the work of introducing EMV chip and contactless acceptance. In May 2025, TrustCommerce’s Cloud Payments won the Healthcare Payments Innovation Award from MedTech Breakthrough.

Health iPASS promotional mockup showing appointment check-in, payment and patient account options
The front desk gets a pocket-sized colleague. Health iPASS promotional mockup; the balance shown is illustrative.
FOLLOW THE RECORD
  1. 01 / BEFOREReminder, intake
    and eligibility
  2. 02 / DURINGCheck-in and
    payment acceptance
  3. 03 / AFTERAccount posting
    and reconciliation
A simplified workflow: accepting money is one step in a longer administrative journey.

04What failed was the handoff

Hattiesburg Clinic’s example makes the starting problem tangible. In 2013, before Sphere existed, the multispecialty practice wanted online bill payment integrated with Epic. Its payment processes involved tedious manual work. The initial TrustCommerce relationship supplied gateway services for Epic MyChart payments and a kiosk. The clinic subsequently expanded the relationship. The decision began with a working connection to software the clinic already used.

Other customer accounts reveal related trouble. Clinics of North Texas described multiple vendors and difficulties with daily balancing and reconciliation. Eskenazi Health described a gateway and processor that were not jointly certified for EMV compliance. In each case, a payment could be part of a wider coordination problem: records, devices and suppliers had to agree. Buying another screen would not necessarily fix the disagreement.

These are vendor-published accounts, useful for their operational detail rather than as controlled experiments. The LiNC example provides a particularly clear before-and-after measure: three payment platforms became one. It does not establish a universal savings rate. It does show what a buyer can examine in a demonstration: whether a real transaction reaches the correct account, inside the workflow staff will actually use.

“struggled with daily balancing and reconciliation”Clinics of North Texas COO, describing the earlier workflow in a TrustCommerce testimonial

05The price of fewer loose ends

Health iPASS publishes starting subscription prices for its bundles. Engage, focused on intake, starts at $200 per provider per month; Connect, the full suite, starts at $250. Those are starting prices, not a complete implementation budget. Its processing proposition is separately described as card-network costs plus a defined markup. A medical practice evaluating the service has both a software decision and a payments decision to make.

The model combines recurring software with payment services. Gateway routing and merchant processing are distinct capabilities; a gateway connects the transaction, while processing services help handle the money. Processor flexibility has been a recurring part of Sphere’s positioning. That matters to organizations with existing merchant or banking relationships, where changing every supplier can turn an apparently small software purchase into a much larger project.

Payment security is another part of the work. Tokenization substitutes a reference for stored card details, and point-to-point encryption protects payment data along the relevant path. These features can reduce exposure and compliance work. They still need to be implemented properly. A sensible buyer asks about the exact integration, devices, reporting and responsibilities alongside the monthly price. The attractive demonstration is the one that survives the end-of-day balancing exercise.

HEALTH iPASS / PUBLISHED STARTING PRICES
$200Engage / provider / month$250Connect / provider / month

Starting subscriptions, as reviewed October 2026. These figures are not a complete implementation or processing budget.

06Healthcare won the argument

For a time, Sphere also had a substantial nonprofit story through Qgiv’s fundraising software. In January 2024, Sphere announced Qgiv’s sale to Bloomerang, following the sale of its retail commercial division the previous October. It explicitly presented those disposals as a sharper commitment to healthcare, retaining the focus on TrustCommerce and Health iPASS. The portfolio became narrower because management wanted the healthcare work to take priority.

Sphere said in that announcement that its solutions were trusted by more than a third of the 100 largest U.S. health systems, as well as thousands of independent providers. That is a company-reported snapshot from 2024, not a count of today’s remaining corporate portfolio. The distinction becomes essential in February 2026, when RevSpring announced its acquisition of TrustCommerce.

RevSpring described a plan to combine TrustCommerce’s gateway connectivity with its own financial engagement platform, while maintaining flexibility in merchant relationships. Its stated benefits included simpler reconciliation, fewer disconnected vendors and greater visibility from transaction through settlement work. The deal changes the ownership story. Qgiv belongs to Bloomerang; TrustCommerce is now part of RevSpring. An old list of Sphere’s brands can be accurate history and poor purchasing guidance at the same time.

THE PORTFOLIO HAS MOVED
2024

Qgiv → Bloomerang

2026

TrustCommerce → RevSpring

Two transactions, two buyers. Brand history needs a date attached.

07The feature worth copying

Healthcare payments has credible alternatives. JPMorgan Chase’s InstaMed offers digital collections, EHR integrations and automated posting and reconciliation, including integration with Epic. Mobile wallets and a polished payment page are therefore insufficient evidence of differentiation. Sphere’s case rests on the depth of its healthcare workflows, gateway choices and relationships with software providers - details that a procurement team can test.

Health iPASS’s 2024 Mastercard RPPS announcement adds a revealing example. It enabled bank bill pay so patients could pay medical bills where they already managed other bills. Associates in Women’s Health offers another concrete illustration: its published instructions describe a Health iPASS text after insurance processes the claim, another reminder if needed, and then a paper statement. Digital payment meets an existing habit, with a further route for people who do not respond.

The transferable lesson is to follow the record as carefully as the money. Count the systems a member of staff must touch. Test the writeback. Check how an uncompleted payment is handled. An integration offers less value when a provider’s software is unsupported, patients cannot use the proposed channel, or the underlying balance is wrong. Easier collection also cannot make an unaffordable bill affordable.

Sphere’s history makes the point twice: first in the way its products connected administrative tasks, then in the way its owners assembled and reshaped the portfolio. The useful unit of progress was often a removed handoff. For the person who has paid, and the person who must reconcile that payment, one less place to look can be a surprisingly generous improvement.