singapore-fintech
(16)
BETA DATA
The Shanghai wealthtech firm arming banks with AI advisory workbenches - now expanding across Asia from Singapore and Hong Kong.
Peakflo
Peakflo is a Singapore-founded, Y Combinator-backed (W22) finance automation platform that puts B2B accounts receivable and accounts payable on autopilot. It connects to accounting systems and ERPs to automate invoice collections, bill payments, expense reimbursements and reconciliation, helping finance teams get paid faster, cut vendor payment time and reclaim thousands of hours a month. Positioned as the AI-native alternative to legacy AP/AR tools for the mid-market and Southeast Asia.
dtcpay
dtcpay is a Singapore-headquartered, regulated payments company that lets merchants, consumers and financial institutions move money in stablecoins as easily as in dollars. Founded in 2019 as Digital Treasures Center by Alice Liu and Band Zhao, it runs a real-time swap engine that converts stablecoins to fiat at the moment of payment, so a shopper can pay in USDC while a merchant is settled in Singapore dollars. The company holds a Major Payment Institution licence from the Monetary Authority of Singapore plus licences and registrations in Hong Kong, Australia, the United States, Canada and a Luxembourg EMI licence covering the European Economic Area. In January 2025 it dropped volatile cryptocurrencies entirely and became stablecoin-only. Its product line spans in-store POS+ terminals, online checkout, payment links, multi-currency wallets, a Visa Infinite "Digital Treasures Card", corporate cards and stablecoin-as-a-service APIs for institutions. dtcpay raised a US$10M Series A led by Vertex Ventures Southeast Asia & India in March 2026, bringing total disclosed funding to roughly US$26.5M.
Finmo
Finmo is a Singapore-based fintech building a Treasury Operating System (TOS) - a single, API-driven platform that unifies global payments, multi-currency accounts, cash visibility and forecasting, FX risk management, and working-capital optimisation for finance teams. Founded in 2021 and led by CEO David Hanna, the company holds payment licenses across multiple markets and raised an oversubscribed US$18.5 million Series A in February 2025, bringing total funding to roughly US$27 million.
Fluid
Fluid is a Singapore-based B2B payments platform that lets suppliers and marketplaces offer their business buyers flexible credit terms and installments at the point of purchase. Its AI underwriting engine approves buyers in seconds, pays suppliers on day one, and automates reconciliation - bringing consumer-grade buy-now-pay-later mechanics to business commerce across Southeast Asia. Founded in early 2023 by former Atome and Uber operators, Fluid has raised US$7M and serves 3,000+ businesses across Singapore and Malaysia.
MatchMove
MatchMove is a Singapore-based, MAS-licensed banking-as-a-service (BaaS) company that lets any business embed financial services - accounts, cards, payments and lending - directly into its own app through an API-first platform called Banking Wallet OS. Founded in 2009 by Shailesh Naik, the company markets itself under the tagline 'A Bank in Any App' and has issued more than 4 million cards, processed over US$5 billion in payments, and reaches 200+ payout countries through 100+ enterprise partners.
SDAX
SDAX is a Singapore-based, MAS-regulated digital asset exchange that tokenises and fractionalises institutional-grade real-world assets - from real estate and private credit to securitised gold - so investors can access private-market deals from as little as SGD1,000 and trade them on a regulated secondary market.
Spark Systems Pte Ltd
Spark Systems is a Singapore-based financial technology company building next-generation electronic foreign exchange (eFX) trading platforms. Its ultra-low latency aggregator and eFX solution platform give banks, hedge funds, central banks, sovereign wealth funds and corporate treasuries fast, resilient and cost-efficient access to FX liquidity, price construction, auto-hedging, risk control and white-label distribution. Founded in 2016 by veteran FX trader Wong Joo Seng, the company is backed by global institutions including HSBC, Citi and Goldman Sachs, and counts OCBC and ATFX among its partners.
SUNRATE
SUNRATE is a Singapore-headquartered global payment and treasury management platform for businesses. Founded in 2016, it lets enterprises move money across more than 190 countries and regions in 130+ currencies, collect in 30+ currencies, issue multi-currency commercial cards, and manage FX and treasury through proprietary tools like TreasuryOS - all via a single platform and set of APIs. Backed by investors including Peak XV (formerly Sequoia Capital Southeast Asia) and Prosperity7 Ventures, and a principal member of both Mastercard and Visa, SUNRATE serves e-commerce, travel, logistics, maritime and other cross-border sectors.
SuperAtom Fintech
SuperAtom Fintech is a Singapore-based financial technology company founded in 2018 as a spin-off from Cheetah Mobile. It builds digital lending and buy-now-pay-later products for underserved and unbanked consumers in emerging markets, using AI and big data to approve and disburse small, collateral-free loans quickly. Its flagship product UangMe operates in Indonesia under an OJK license, and the company has expanded toward the Philippines and Latin America with its Peso Chido brand. SuperAtom reports around 9 million registered users and over US$684 million in cumulative loan disbursements.
Tazapay
Tazapay is a Singapore-based cross-border payment platform that lets businesses collect, hold, and pay out money in over 170 markets without setting up local entities. Founded in 2020 by three payments veterans, it combines a payment gateway, multi-currency global accounts, escrow, and same-day payouts on top of local payment rails, cards, and stablecoins - all wrapped in institutional-grade compliance. The company processes more than $10 billion in annualized payment volume, serves 1,000+ enterprises and fintechs, and has raised roughly $68 million to date, including a $36 million Series B whose extension was led by Circle Ventures.
Thunes
Thunes is a Singapore-headquartered cross-border payments company that operates a proprietary Direct Global Network connecting businesses to bank accounts, mobile wallets, cards and stablecoin wallets in more than 130 countries and 80-plus currencies. Spun out of TransferTo in 2016 and led by co-founder and CEO Peter De Caluwe, Thunes powers real-time money movement for gig-economy platforms, super-apps, banks, remittance companies and PSPs, backed by its in-house SmartX Treasury System and Fortress Compliance Platform. In 2026 Juniper Research ranked it among the top three cross-border payments leaders alongside Swift and Visa.
Triple-A
Triple-A is a Singapore-based, globally licensed payments institution that lets businesses accept and send money in stablecoins and local currencies without ever holding, converting, or managing crypto themselves. Founded by serial fintech entrepreneur Eric Barbier, it settles merchant payments in fiat (USD, EUR, and 30+ local currencies) with next-day bank settlement, handling custody, conversion, and compliance behind the scenes. It became the first digital-currency payment company licensed by the Monetary Authority of Singapore and serves merchants including Farfetch, Razer, Charles & Keith, Grab, and the Singapore Red Cross.
YouTrip
YouTrip is a Singapore-based fintech that operates a multi-currency mobile wallet and companion Mastercard prepaid card, letting travelers and everyday spenders hold and exchange 10 currencies in-app and pay in more than 150 currencies overseas at wholesale FX rates with no added transaction fees. Founded in 2018 by Caecilia Chu and Arthur Mak, the company has expanded from consumers into SMEs through YouBiz, a corporate multi-currency card, and processes roughly US$15 billion in annual transaction volume across Singapore, Thailand and Australia.
Michelle Katics
Michelle Katics is the co-founder and CEO of BankersLab and PortfolioQuest, SaaS simulation platforms she describes as flight simulators for bankers. After two decades inside the machinery of global finance - the Federal Reserve Bank of Chicago, the IMF, Fair Isaac (FICO), and Standard Chartered - she decided the best way to teach risk was to let people lose fake money first. Her platforms run synthetic loan portfolios with more than a trillion possible outcomes, training bankers in over 45 countries. A fixture of the Singapore and Southeast Asian fintech scene, she has been named to the Women in FinTech Power List and recognized by the Monetary Authority of Singapore.
Michael Wu
Michael Wu is the founder and CEO of Interlace (interlace.money), a Singapore-based card issuance and digital-asset payments platform that has issued more than 6 million cards across 180+ countries for over 12,000 enterprise clients. A Stanford-trained engineer who built software at Google, Dropcam, and PalmDrive before turning founder, Wu set out to collapse the months-long process of issuing branded payment cards into an API call, positioning stablecoins as the bridge between Web3 and traditional finance. In December 2024 Interlace raised $10 million in Series B1 funding led by Bitrock Capital.