Stand is a San Francisco insurtech that uses physics-based simulation and AI to underwrite and insure homes in places most carriers have abandoned - the wildfire belt of California and the hurricane corridors of Florida. Instead of statistical averages, Stand builds a digital twin of each property and models how embers, wind, and water would actually attack it, pairing coverage with concrete mitigation upgrades.
Dan Preston is the co-founder and CEO of Stand Insurance, a San Francisco-based insurtech company using physics-driven AI and digital property twins to insure climate-impacted homes in wildfire and hurricane zones. A Stanford-trained computer scientist, Preston previously led Metromile as CEO from 2014 to 2022, guiding it through a SPAC IPO on NASDAQ and eventual acquisition by Lemonade. At Stand, he has raised $65 million across two rounds and grown the company to over $1 billion in insured value within its first year, with expansion into Florida's catastrophe market. His vision: insurance as an active driver of community resilience, not just a financial safety net.