peer-to-peer-lending
(5)
The $100 Problem Travis Holoway Refused to Ignore
A childhood lesson in Cleveland became a Los Angeles fintech experiment: let ordinary people set the terms, move money quickly, and help one another through the expensive gaps between paychecks.
The App That Turned Payday Loans Into a Neighborly Favor
SoLo Funds built a lending marketplace with no interest and no mandatory fees, betting that strangers would rather help strangers than let a payday lender do it. Two million users later, the model is either a fix for broken small-dollar credit or a regulatory magnet - and the founders keep insisting it is the first.
The Renewable-Energy Company That Turned Local Opposition Into a Funding Model
Root Energy found that Korea's clean-power bottleneck was not the turbine or the solar panel. It was consent - so the company made nearby residents investors, built a regulated climate-finance platform around the idea, and added an RE100 business for corporate buyers.
PT Pendanaan Teknologi Nusa
PT Pendanaan Teknologi Nusa is an Indonesian financial-technology company that runs pendanaan.com and its flagship KTA Kilat mobile app, a peer-to-peer and digital-credit platform that delivers small, collateral-free cash loans to consumers who are typically underserved by traditional banks. Backed by parent company Hadoop Fintech (Hong Kong) Limited and Chinese venture firm Legend Capital, the company uses big-data credit scoring to assess and disburse loans quickly through mobile devices. Registered with Indonesia's Financial Services Authority (OJK), Pendanaan has served hundreds of thousands of borrowers and positions itself as a bridge between individual borrowing needs and lenders across Indonesia.
تعميد | Tameed
Tameed (تعميد) is a Riyadh-based fintech that runs the first Saudi Central Bank-licensed debt crowd-lending platform specialized in purchase-order financing. It connects small and medium enterprises holding government and large-corporate purchase orders with a crowd of individual and institutional investors who fund those orders in return for Sharia-compliant profit. SMEs unlock working capital in as little as three business days, while investors gain access to short-term, asset-backed opportunities that have paid an average annual return in the mid-teens.