indonesia-fintech
(6)
Edo Windratno Turned a Two-Hour Bank Errand Into a Fintech Playbook
A frustrating transfer to Europe gave the Jakarta entrepreneur his opening. Transfez fixed the border; Jack followed the paperwork into the finance office.
The Free Ledger That Became a Wholesale Operating System
CrediBook won merchants with a free digital ledger. Then it followed the entries upstream - into stock, wholesale orders, delivery and the seven-day credit that keeps a neighborhood shop moving.
BukuWarung Put a Back Office in Indonesia's Pocket
A free ledger was the opening move. BukuWarung's larger bet is that the neighborhood shop can become a bank branch, bill-pay counter and data-rich business without losing the habits that made it work.
The Payment Company That Fits in a Merchant's Apron Pocket
Once called Cashlez, cashUP rebuilt itself around a simple idea: the smallest shop and the biggest retail chain should accept money the same way. Here is how an IDX-listed payments firm is betting its next chapter on hardware, licenses, and a hard turn toward B2B.
Kredivo Is Turning a Two-Click Loan Into a Southeast Asian Financial System
The company that made checkout credit feel almost invisible is building something much larger: a portfolio that follows customers from the shopping cart to payday, savings and everyday banking across Southeast Asia.
SuperAtom Fintech
SuperAtom Fintech is a Singapore-based financial technology company founded in 2018 as a spin-off from Cheetah Mobile. It builds digital lending and buy-now-pay-later products for underserved and unbanked consumers in emerging markets, using AI and big data to approve and disburse small, collateral-free loans quickly. Its flagship product UangMe operates in Indonesia under an OJK license, and the company has expanded toward the Philippines and Latin America with its Peso Chido brand. SuperAtom reports around 9 million registered users and over US$684 million in cumulative loan disbursements.