global-payouts
(5)
Grade (YC W26)
Grade is a San Francisco fintech (YC Winter 2026) building an API and platform for performance-based payroll. Instead of paying by the hour, companies use Grade to pay creators, contractors, and AI agents based on results - tasks completed, targets hit, work delivered - while Grade automatically tracks performance, calculates payouts, and handles KYC, tax forms (including DAC7), invoicing, and global payments across 190+ countries. Founded by repeat founders Lotanna Ezeike (ex-Barclays, ex-XPO) and James Heaney, the company reports $10M+ paid out and named customers including Astra AI, Valid, and Hayai Learn.
Tazapay
Tazapay is a Singapore-based cross-border payment platform that lets businesses collect, hold, and pay out money in over 170 markets without setting up local entities. Founded in 2020 by three payments veterans, it combines a payment gateway, multi-currency global accounts, escrow, and same-day payouts on top of local payment rails, cards, and stablecoins - all wrapped in institutional-grade compliance. The company processes more than $10 billion in annualized payment volume, serves 1,000+ enterprises and fintechs, and has raised roughly $68 million to date, including a $36 million Series B whose extension was led by Circle Ventures.
Triple-A
Triple-A is a Singapore-based, globally licensed payments institution that lets businesses accept and send money in stablecoins and local currencies without ever holding, converting, or managing crypto themselves. Founded by serial fintech entrepreneur Eric Barbier, it settles merchant payments in fiat (USD, EUR, and 30+ local currencies) with next-day bank settlement, handling custody, conversion, and compliance behind the scenes. It became the first digital-currency payment company licensed by the Monetary Authority of Singapore and serves merchants including Farfetch, Razer, Charles & Keith, Grab, and the Singapore Red Cross.
Dots
Dots is a San Francisco-based global payouts infrastructure company that lets marketplaces, platforms, and service businesses pay workers, sellers, and creators anywhere through a single end-to-end API. One integration unifies bank transfers, PayPal, Venmo, Cash App, and stablecoins, and bundles recipient onboarding, KYC/anti-fraud, and tax form collection so platforms can move money to over 1 million payees across 190+ countries without building payment rails themselves.
Nium
Nium is a San Francisco- and Singapore-headquartered cross-border payments company that lets banks, fintechs, and businesses move money across more than 220 markets via a single API. It runs one of the largest real-time payout networks in the world, supporting payouts in 100+ currencies and instant settlement in 100+ markets.