BREAKING  Routable ships AI fraud-detection agent for accounts payable FUNDING  Sam & Jack Altman co-led the $30M Series B ORIGIN  Started as “Warren” in Seattle, now HQ’d in San Francisco PRODUCT  AI OCR cuts invoice data entry by up to 80% RECOGNITION  CEO Omri Mor named a Top 50 Fintech Influencer of 2024 BACKERS  Benioff · Levie · Gebbia · Flexport · Y Combinator BREAKING  Routable ships AI fraud-detection agent for accounts payable FUNDING  Sam & Jack Altman co-led the $30M Series B ORIGIN  Started as “Warren” in Seattle, now HQ’d in San Francisco PRODUCT  AI OCR cuts invoice data entry by up to 80% RECOGNITION  CEO Omri Mor named a Top 50 Fintech Influencer of 2024 BACKERS  Benioff · Levie · Gebbia · Flexport · Y Combinator
Company Dossier · Fintech San Francisco, CA · Est. 2017
Routable company logo
The Routable mark - clean, blue, unbothered. A logo for a company whose entire job is to make sure the money you send is the money that arrives.
The Money Movers

Routable, and the quiet art of paying the bills

Two marketplace engineers got tired of rebuilding payout tools by hand. So they built the platform, raised from the Altmans, and turned accounts payable into software worth funding.

2017
Founded (as Warren)
$90M+
Total Raised
~69
Employees
80%
Less Data Entry
The Feature

A company built on the least exciting sentence in finance

“We automate accounts payable.” It is not a phrase that clears a dinner table. It is, it turns out, a phrase that clears a Series B.

Here is a fact about money that everyone knows and no one enjoys: businesses have to pay each other, constantly, in enormous and irregular quantities, and the machinery for doing so is mostly held together with spreadsheets, email chains, and a person named Dana in accounting who has memorized everyone's ACH details. This is the problem Routable decided to solve. It is not glamorous. It is worth a great deal of money.

The company was founded in 2017 by Omri Mor and Tom Harel, two engineers who had built payout infrastructure at marketplaces and noticed something irritating: every company was building the same thing from scratch, badly. If you run a platform that pays thousands of drivers, sellers, or contractors, you eventually discover that moving money out is a genuinely hard engineering problem wearing the costume of a boring back-office chore. Mor and Harel decided to build the tool once, properly, and sell it to everyone else.

They started in Seattle under the name Warren, went through Y Combinator, rebranded to Routable, and moved to San Francisco - the standard pilgrimage. What is less standard is who showed up to fund it. When Routable raised its $30 million Series B in April 2021, the round was co-led by Sam Altman, later of OpenAI, and his brother Jack Altman of Lattice. The angel list read like a group chat of people who have personally suffered through paying vendors at scale: Marc Benioff, Aaron Levie, Joe Gebbia, Lachy Groom, Gokul Rajaram. Flexport put in money too.

What Routable actually does is take an invoice from the moment it lands in an inbox to the moment the money settles and the ledger updates - without a human retyping anything. AI-powered optical character recognition reads the invoice. The system matches it against purchase orders, two-way and three-way, and flags what doesn't add up. Approval workflows route it to whoever needs to sign off. Then the platform pays the vendor - by ACH, debit, real-time rails, FedNow, or across borders in another currency - and syncs the whole thing back to the accounting system so the books and the bank never disagree.

The pitch to a finance team is unglamorous and specific: the OCR cuts manual invoice data entry by as much as 80 percent. That is not a slogan. It is a Tuesday afternoon that a human being gets back. Multiply it across a company that processes thousands of invoices a month and you have the entire value proposition, quantified.

In 2025 Routable added the thing every enterprise software company eventually adds: an AI agent. This one has an actual job. It scans invoices during processing for duplicates, anomalies, and the specific flavor of human error that comes from a tired person entering a number twice. The point of fraud prevention, the company's bet goes, is not catching the theft after the money leaves - it is never letting the suspicious invoice through the door in the first place.

“Routable is dedicated to making easy business payments a reality.” - Routable, on its own reason for existing

The competitive field is crowded and named the way fintech names things: Bill.com, Tipalti, Melio, Stampli, AvidXchange, and the expense-card crowd of Ramp and Brex circling from the side. Routable's wager is that high-volume mass payouts, an API-first architecture, and a genuine multi-rail, cross-border engine are the parts that are hardest to fake - and hardest for a customer to rip out once installed. Infrastructure, once trusted, tends to stay.

What You Can Actually Do With It

Invoice in, money out, books reconciled

CORE

AP Automation

AI invoice capture and OCR, two- and three-way PO matching, custom approval workflows, and automated reconciliation synced to your accounting system.

SCALE

Mass Payouts

Pay thousands of vendors, contractors, or recipients at once via ACH, debit, real-time rails, and international methods - from a single platform or CSV upload.

TRUST

Vendor Management

Automated onboarding, data validation, global watchlist and compliance checks, and role-based access controls so paying strangers stays safe.

SPEED

Instant & Cross-Border

Real-time payments and FedNow support plus multi-currency international payouts, delivered domestically or globally.

COMPLIANCE

Tax & 1099 Automation

Automated vendor tax-form collection, compliance checks, and end-of-year 1099 filing - the paperwork nobody volunteers for.

2025

AI Fraud Agent

Machine learning and generative AI flag duplicate invoices, anomalies, and data-entry errors during processing, before payment goes out.

The Founders

The engineers who productized their own headache

Omri Mor

Co-founder & CEO

A serial entrepreneur who built fintech infrastructure for marketplaces and optimized e-commerce before Routable, with a prior exit under his belt. Named one of the Top 50 Fintech Influencers of 2024. He is the voice of the “easy business payments” thesis.

Tom Harel

Co-founder & CTO / Head of AI

A self-taught software engineer with more than 20 years across payments architecture and distributed systems. He leads the technical side - the rails, the matching engine, and increasingly the AI that reads the invoices.

Follow The Money

The funding, round by round

From a YC seed to a Series B co-led by both Altman brothers. Figures below are drawn from public reporting; some later rounds are approximate.

RoundAmountDateNotable Backers
Seedto ~$16M cum.2017Y Combinator, Founders Co-op
Series A$12MAug 2020Lee Fixel, BoxGroup, Liquid 2, Immad Akhund
Series B$30MApr 2021Sam & Jack Altman, Flexport, Benioff, Levie, Gebbia
Series B1$50M*Apr 2022Reported; investors undisclosed
The Timeline

Warren to Routable, 2017 to now

Inside The Company

Human values for a machine job

For a company whose product is largely automation, Routable frames its culture in deliberately human terms - five stated values that govern a business built on moving other people's money.

Engage with empathy

Start from the other person's problem, not the ticket.

Volunteer assistance

Help before you're asked.

Expect authenticity

Say the real thing.

Own it

Accountability over alibis.

Build with purpose

Ship things that matter, not things that impress.

Who uses it

Finance and ops teams at marketplaces, gig platforms, nonprofits, and enterprises. Named customers include Sol Systems, GoShare, and City Flavor.

b2b paymentsap automationmass payouts ocr invoice captureai fraud detection1099 automation cross-borderpayments apiy combinator
Watch & Listen

Interviews & product demos

Search these channels for founder interviews and platform walkthroughs.

Reader Questions

The FAQ

What does Routable do?

Routable is a B2B payments platform that automates accounts payable and mass payouts - capturing invoices with AI OCR, running approvals and compliance, paying vendors across multiple rails, and reconciling back to accounting systems.

Who founded Routable and when?

Omri Mor (CEO) and Tom Harel (CTO) founded the company in 2017, originally as “Warren” in Seattle before rebranding and relocating to San Francisco.

Who has invested in Routable?

Backers include Y Combinator, Founders Co-op, Flexport, and angels such as Sam Altman, Jack Altman, Marc Benioff, Aaron Levie, and Joe Gebbia. Its $30M Series B was co-led by the Altman brothers.

Who uses Routable?

Finance and operations teams that handle high volumes of vendor and contractor payments - marketplaces, gig platforms, nonprofits, and enterprises. Named customers include Sol Systems, GoShare, and City Flavor.

How is Routable different from Bill.com or Tipalti?

Routable emphasizes high-volume mass payouts, an API-driven architecture, multi-rail and cross-border payments, and AI-driven invoice and fraud automation - positioning itself for teams that pay many recipients at scale.

The Rolodex

Find Routable