Borderless finance, simple and efficient - stablecoin rails for enterprises moving money across markets.
VelaFi does not want to sell you a token or a trading app. It wants to be the plumbing behind a wire transfer - the invisible layer that moves a supplier's payment from Mexico City to Singapore before the coffee gets cold.
VelaFi is a stablecoin-powered financial infrastructure platform built for businesses that operate across borders. Its software connects local banking rails, cross-border payment networks and major stablecoin protocols, so an enterprise can convert, send, hold and reconcile money in multiple currencies without stitching together a dozen intermediaries. The pitch is deliberately unglamorous: money that arrives in seconds rather than days, at a fraction of the cost of a traditional correspondent-bank wire.
The company is not a fresh startup. It grew out of TruBit Business, the B2B unit of Galactic Holdings, which spent years building real payment operations in Latin America. In July 2025 that unit was rebranded as VelaFi, carrying its existing clients and live infrastructure with it. The new name - from the Spanish vela, or sail - signals the repositioning: from a regional crypto-adjacent service into an institutional, global payments company.
What VelaFi sells is reach plus reliability. Its platform spans on- and off-ramps between fiat and stablecoins, pay-ins and pay-outs across Latin American currencies, cross-border global payments, multi-currency accounts, foreign-exchange workflows and treasury tooling. Businesses can use it directly through a dashboard or wire it into their own products through REST APIs and real-time webhooks. The company reports it has served hundreds of institutional clients and processed billions of dollars in volume.
The market it is chasing is enormous and famously clunky. Cross-border business payments still route through layers of correspondent banks, each adding delay, cost and opacity. In emerging markets - where VelaFi cut its teeth - fragmented banking systems and slow settlement cycles make the friction worse. Stablecoins, which settle on public blockchains in seconds, offer a way around that friction. VelaFi's bet is that the winning use case for stablecoins was never speculation; it was the back office.
We are building the next generation of global payment infrastructure - one that is instant, transparent, and regulatory-first.
Traditional cross-border payments were designed for a slower world. VelaFi's argument is that the plumbing, not the ambition, is what holds global business back.
Performance and cost figures are VelaFi's own published claims.
Move between local currency and stablecoins, connecting bank rails to digital-asset settlement.
Collect and disburse in MXN, BRL, COP, PEN and more across Latin America.
Pay-ins and pay-outs reaching 200+ countries with fast, low-cost settlement.
Send value on major stablecoins with sub-2-second settlement times.
Multi-currency accounts, FX workflows, liquidity and secure asset management.
RESTful APIs, key management, whitelisted IPs and real-time webhooks to embed payments.
Plenty of firms now offer stablecoin rails. VelaFi's differentiation is less about the technology and more about the terrain: it earned its infrastructure in Latin America's fragmented, underserved markets before carrying it into the U.S. and Asia. Add a regulatory-first posture and enterprise certifications, and the company is aiming squarely at institutions that need trust as much as speed.
Figures are VelaFi's published claims and are shown for illustration.
VelaFi is B2B infrastructure. It earns from transaction fees, FX spreads and platform access as enterprises route pay-ins, pay-outs, on/off-ramps and treasury flows through its rails - either directly or via APIs embedded in their own products. Revenue scales with the volume its clients move.
It sits in the fast-growing stablecoin-payments layer alongside players like Bridge, Conduit, Circle and dLocal, and against the incumbent SWIFT/correspondent-banking rails. Its edge is emerging-market depth plus a compliance-forward stance aimed at institutions rather than consumers.
| Round | Amount | Date | Lead & notable investors |
|---|---|---|---|
| Series B | $20,000,000 | Jan 2026 | XVC & Ikuyo (lead); Alibaba Investment, Planetree, BAI Capital |
| Prior rounds | $40M+ total | — | BAI Capital (existing shareholder) and others |
The Series B is earmarked for licensing, banking connectivity and operations as VelaFi expands from its Latin American base into the United States and Asia. The round arrived alongside news that VelaFi is entering Japan as co-organizer of a Stablecoin Settlement Association led by Tokyo-listed Ikuyo.
The business that becomes VelaFi begins building payment infrastructure in Latin America under Galactic Holdings.
Galactic Holdings rebrands its B2B unit as VelaFi, adopting an institutional, global focus and the “sail” identity.
VelaFi raises $20M led by XVC and Ikuyo and enters Japan as co-organizer of a Stablecoin Settlement Association.
Maggie Wu — CEO and Co-Founder. Wu describes VelaFi's goal as payment infrastructure that is “instant, transparent, and regulatory-first,” and frames the Series B as fuel for expansion from LATAM into the U.S. and Asia.
Team: roughly 46 people (public estimate), distributed across the Americas and Asia.
Circle Payments Network — integration for instant institutional settlement.
Fireblocks — digital-asset custody and wallet infrastructure.
Stablecoin Settlement Association (Japan) — VelaFi is a co-organizer.
Its stack notably blends old and new finance - COBOL and NetSuite alongside Fireblocks and AWS.
VelaFi provides stablecoin-powered financial infrastructure that lets enterprises move money across borders - via on/off-ramps, pay-ins and pay-outs, multi-currency accounts, FX and treasury tools, delivered directly or through APIs.
Maggie Wu is CEO and Co-Founder. VelaFi is headquartered in Dallas and Mexico City, with operations in the U.S., Hong Kong and Singapore, and grew out of TruBit Business, the B2B unit of Galactic Holdings.
VelaFi raised a $20M Series B in January 2026 led by XVC and Ikuyo, bringing total funding to more than $40M. Other investors include Alibaba Investment, Planetree and BAI Capital.
VelaFi uses stablecoin rails for settlement, claiming sub-2-second transfers, up to 80% lower costs and reach across 200+ countries, versus the multi-day, multi-bank correspondent process behind traditional wires.
VelaFi describes itself as regulatory-first and reports SOC 2 Type II and ISO 27001 certifications, 99.9% uptime, and controls like whitelisted IPs and API key management.
Sources: VelaFi.com, VelaFi Blog, CoinDesk, BusinessWire, Cointelegraph, Fintech Futures, Dallas Innovates, AccessNewswire, Crunchbase. Figures marked as company claims are self-reported.