
The Settle founder turned one clunky back-office chore into a five-year study of how consumer brands buy time, inventory and room to grow.

A trial lawyer noticed that good businesses can still run short of time. From a borrowed conference room in Miami, he built a lender around the gap between an opportunity and the cash required to seize it.

After decades in conventional lending, Adam Stettner walked into an industry conventional lenders avoided. His wager is that useful capital does more than arrive - it keeps time with the business using it.
Francisco Meré is the founder and CEO of Blooms, a financial-technology company that gives Latin American fruit and vegetable exporters fast working capital, cross-border factoring, and multi-currency payments so their produce can reach North American shelves. A lawyer-turned-banker-turned-builder, he previously co-founded Bankaool, Mexico's first fully digital bank, ran the agricultural development bank FIRA, and chaired Mexico's fintech association. With Blooms he is chasing a multibillion-dollar financing gap that keeps growers cash-poor even as demand for fresh produce booms.
Yaser Masoudnia is the co-founder and CEO of BlueTape, a fintech company that gives the construction industry's suppliers, contractors and distributors the payment tools and working capital they have long been denied. A serial entrepreneur and a licensed general contractor with over a decade swinging a hammer, he previously built and exited the cybersecurity startup NoPassword (acquired by LogMeIn), then ran the LastPass product team. He started coding games on a Commodore 64 at 13 in Iran and now splits his identity between two worlds most people keep apart: software and construction sites.