vietnam-fintech
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Quan Nguyen Is Building a Payday That Arrives When the Work Does
The former banker left a comfortable finance career to rethink the long wait between earning money and receiving it. At Gimo, his wager is that a fairer payday can become the front door to wider financial access for Vietnam’s workers.
Phuoc Tran Keeps Building for Vietnam's Next Investor
After logistics and a 500,000-agent sales network, Phuoc Tran turned to a harder delivery problem: making markets legible to Vietnam's new investors. Anfin's evolution from fractional stocks to commodity derivatives reveals an operator who treats access as a product discipline, not a slogan.
Anfin
Anfin is a Ho Chi Minh City-based fintech building a mobile multi-asset trading platform for Vietnam's retail investors. By offering fractional shares - letting people buy slices of blue-chip stocks for as little as 10,000 VND (about $0.40) - plus ETFs, commodities, social features and bite-sized education, it lowers the barrier for a young, first-time investing generation. Backed by Y Combinator (W22), Goodwater Capital and Global Founders Capital, Anfin has crossed a million app downloads and roughly 100,000 funded accounts.
GIMO
GIMO is a Vietnamese fintech that lets blue-collar workers draw a portion of their already-earned wages before payday through a mobile app connected to their employer's payroll. Founded in 2019 and part of Y Combinator's Winter 2022 batch, GIMO works with manufacturers and other large employers to give underbanked staff an alternative to predatory informal lenders, and has grown to serve hundreds of thousands of workers across the country.