hyperexponential started by giving actuaries a cleaner way out of Excel. Nine years later, its software helps govern underwriting decisions across more than $75 billion in annual commercial insurance premium - and its next bet is an AI agent that can take a broker email to a decision-ready risk.
The Scottsdale proptech company began by killing the weekly apartment market survey. A decade later, it is trying a harder trick: putting renters, operators and investors on the same set of numbers.
Before an insurer prices a hurricane, spots a suspicious claim, or estimates a ruined kitchen, there is a good chance Verisk is somewhere in the workflow. The 55-year-old data company has become part utility, part software network, and part laboratory for risk.
Joshu is an AI-native insurance platform that lets carriers, MGAs, and wholesale brokers build, sell, and run insurance products in one place - configuring forms, rating rules, underwriting workflows, document generation, and branded broker storefronts without writing code. Founded in 2020 by At-Bay alumni Roy Mill and Shimi Bornstein, the company aims to collapse the months-long, engineer-heavy process of launching a commercial insurance product into days, giving insurance teams direct control over their own products.