unclaimed-property
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Onbe and the surprisingly expensive art of giving money back
A refund should be the easiest way to make someone happy. Onbe has built a business around the paperwork, payment choices and loose ends that so often get in the way.
Kelmar Associates and the Price of Free Money
A free search for forgotten money rests on a surprisingly elaborate business. Kelmar Associates supplies the government software, auditors, and claim-processing muscle that help put those dollars back in the right hands.
Allen Osgood
A former Coinbase product manager went looking for a neglected corner of finance. He found dormant accounts, fifty-state rulebooks, and a chance to keep customers connected to their own money.
Eisen
Eisen is a New York-based compliance operations platform that automates escheatment, disbursement, and regulatory reporting for banks, credit unions, fintechs, and crypto companies. Its software tracks state-by-state unclaimed property rules, reaches out to account holders before funds are turned over to governments, and manages payouts and 1099 tax reporting - reducing the manual, error-prone work financial institutions face when handling dormant accounts, stale checks, and account wind-downs.