
Before clean-energy upgrades were entries on a property-tax bill, Chris Nard spent decades learning what happens after a promise becomes a payment. His career connects mortgage insurance, bank lending and PACE finance through one durable obsession: making long-term obligations work in the real world.

He began as an engineer, learned to sell complicated software around the world, and now argues that hiring should reward what people can do - not how elegantly they package their past.