payment-network
(10)
One Inc Built the Checkout Lane for Insurance - Then Turned It Into a Network
The Folsom fintech started by trying to rebuild insurance software. Its sharper idea was hiding in plain sight: make money move cleanly through the industry’s messiest workflows.
The Australian Who Built a British Card-Killer - Then Sold It Back to Australia
Banked spent eight years trying to build a payments network cheaper than cards. In May 2026 National Australia Bank bought the whole thing - and pointed it at home.
Visa
Visa is less a card company than a piece of global choreography - a network that turns a tap in a shop into a trusted conversation among banks, merchants and billions of credentials. Now it is extending that choreography to instant payouts, stablecoins and shopping agents.
American Express
American Express began by moving parcels, gold and cash. Today, its most valuable cargo may be the information flowing between cardholders, merchants and a network it controls end to end.
Mastercard
The famous circles sit on billions of cards, but Mastercard's real product is the invisible choreography behind a payment - a global network now learning to serve bank accounts, virtual cards, stablecoins and shopping agents without losing the trust that made the plastic useful.
MoneyMatch
MoneyMatch is a Kuala Lumpur-based fintech founded in 2015 that moves money across borders faster and cheaper than traditional banks. Starting as a peer-to-peer currency exchange, it grew into a licensed money services business serving individuals, SMEs and financial institutions across Malaysia, Singapore, Brunei, Hong Kong, Australia and New Zealand. It uses digital eKYC, machine learning treasury tools and blockchain rails - including Ripple - to settle payments in dozens of currencies, and is now an equity partner in Malaysia's KAF-led Islamic digital bank.
Thunes
Thunes is a Singapore-headquartered cross-border payments company that operates a proprietary Direct Global Network connecting businesses to bank accounts, mobile wallets, cards and stablecoin wallets in more than 130 countries and 80-plus currencies. Spun out of TransferTo in 2016 and led by co-founder and CEO Peter De Caluwe, Thunes powers real-time money movement for gig-economy platforms, super-apps, banks, remittance companies and PSPs, backed by its in-house SmartX Treasury System and Fortress Compliance Platform. In 2026 Juniper Research ranked it among the top three cross-border payments leaders alongside Swift and Visa.
Highline
Highline is a Dallas-based fintech that runs an intelligent payment network called Pay by Paycheck, which lets consumers automate bill and loan payments directly from their paychecks before the money reaches their bank accounts. By capturing funds through a payroll split at the moment payroll is run, Highline helps borrowers avoid missed payments, late fees and overdrafts while giving lenders and billers a more reliable way to get paid - expanding access to lower-cost credit for the roughly 40 million Americans who have steady jobs but thin or subprime credit files.
Chariot
Chariot is a New York fintech building the payment infrastructure for charitable giving. Its flagship product, DAFpay, is the first donation option that lets people give directly from a donor-advised fund in a few clicks, and it now appears on the donation forms of more than 100,000 nonprofits. Chariot also helps charities receive, code, and reconcile grant payments through a single portal, tapping into the roughly $326 billion sitting in donor-advised fund accounts.
TBCASoft
TBCASoft is a Silicon Valley blockchain company building a consortium-based distributed ledger that lets telecom carriers, mobile payment apps and banks interoperate across borders. Its HIVEX payment network lets travelers pay with their home QR-code wallet abroad without merchants changing POS systems, while the CBSG Consortium and CCIS identity framework extend the same trust rails to digital identity and authentication. Founded in 2016 by Ling Wu, it is backed by SoftBank and Naver and connects payment apps reaching tens of millions of users across Asia.