
After Google Fi, Leap.ai and EarnIn, the engineer behind Huma Finance has fixed his attention on a stubborn delay: money that arrives days after it is needed.

After building products at Facebook, Lyft and EarnIn, the Turkish-American founder found his next problem hiding in the days between a payment and its arrival.
Michael Wu is the founder and CEO of Interlace (interlace.money), a Singapore-based card issuance and digital-asset payments platform that has issued more than 6 million cards across 180+ countries for over 12,000 enterprise clients. A Stanford-trained engineer who built software at Google, Dropcam, and PalmDrive before turning founder, Wu set out to collapse the months-long process of issuing branded payment cards into an API call, positioning stablecoins as the bridge between Web3 and traditional finance. In December 2024 Interlace raised $10 million in Series B1 funding led by Bitrock Capital.