payfi
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Klickl
Klickl is a regulated Web3 open-finance platform headquartered in Abu Dhabi that bridges traditional banking and digital assets. Founded in 2017, it offers crypto trading, custody, payments, multi-currency accounts, cards and OTC services under licenses from Abu Dhabi's ADGM, Poland (VASP/EU) and the US (FinCEN MSB). In December 2024 it raised a $25M Series A at a $125M valuation to expand across the MENA region and other emerging markets.
Huma Finance
Huma Finance is the first PayFi (Payment Financing) network, a blockchain protocol that lets businesses and payment providers borrow stablecoin liquidity against real-world receivables and invoices, settling cross-border payments and card transactions in seconds instead of days. Liquidity providers deposit USDC and earn double-digit yield sourced from the fees borrowers pay for that instant settlement. Founded in 2022 and built natively on Solana, Huma has processed more than $4.5 billion in transaction volume and launched its HUMA governance token in May 2025.