
He moved from San Francisco to London to help change how people pay. At Token.io, Todd Clyde is betting that the future of payments belongs to the companies willing to do the unglamorous work.

An Australian founder went to London, learned the plumbing of modern finance, and built a checkout alternative with banks instead of against them. After Banked’s acquisition by NAB, his most useful lesson is less about the exit than the patience required to change how money moves.

Dylan Massey is the co-founder and CEO of Interchecks, a New York-based instant-payment platform that moves deposits and withdrawals for sportsbooks, lenders, fintechs and banks. A former Goldman Sachs analyst and University of Chicago economics grad, he started the company in 2016 and has built it into infrastructure that has processed more than $50 billion, powering money movement for names like FanDuel, DraftKings, BetMGM and Credit Karma Money. In 2022 Interchecks raised a $16M Series B co-led by Senator Investment Group and Standard Investments.