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Guido Galanter Took the Long Way to a Faster Loan
He began by financing homes in Chile. A rate shock, a candid YC conversation and years spent watching transactions break taught him to build the machinery banks were missing.
Fabrice Grinda
Fabrice Grinda is a French-born serial entrepreneur, prolific angel investor, and co-founder of FJ Labs - the venture fund Forbes named home to the #1 Angel Investor in the world. With 1,100+ startup investments, 300+ exits, and a ~39% realized IRR built over 25 years, Grinda has backed household names including Alibaba, Airbnb, Uber, Coupang, and Vinted - often before anyone else saw the potential. He built and sold Zingy for $80M after sleeping in his office on $2/day, scaled OLX into the world's largest free classifieds platform across 90+ countries, and in 2024 co-founded Midas, a tokenization platform that hit $1.4B TVL within a year. Off the clock, he walks to the South Pole, kite-surfs, heli-skis, and throws week-long birthday parties with themed nights for 100+ friends.