mobile-banking
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Veritran built the bank app. Now it wants the stadium.
The Argentine software company helps banks put everyday finance on a phone. Its next proving ground is football, where the same identity technology has a very different crowd to please.
Tangerine Deleted the Branch - Now It Has to Rebuild the Bank
Canada's original branchless bank made simplicity a product, survived a compulsory rename and sold for C$3.126 billion. Its next trick is harder: replacing the machinery underneath without making two-and-a-half million clients feel the renovation.
The Company That Reads Every Bank Website in America So Fintech Vendors Don't Have To
Founders Steve Cotton and Curry Pelot already sold one bank-analytics company to Fiserv. The second time around they decided to index every financial institution in the country - and the software each one quietly runs.
Current Built the Bank Account Around a Paycheck
Current began with a teen debit card and grew into a financial operating system for more than six million members. The bet is that owning the plumbing can make every paycheck work harder before the next one arrives.
The 40-Year-Old Fintech Hiding Behind Your Credit Union App
Access Softek has spent nearly four decades building the digital front door for community financial institutions. Its unusual edge is not a flashy consumer brand, but a founder-owned platform designed to make a local credit union feel as capable as a national bank.
The Bank That Got Rich Charging You Nothing
No monthly fees, no overdraft charges, no branches. Chime built a banking business on the one thing banks usually sell - and turned the swipe of a debit card into a public company.
CIBC
CIBC has spent 159 years changing the interface between people and money. Its newest chapter connects 15 million clients, four banking businesses and an old institutional habit: make the bank meet people where they are.
YAP
YAP is a Dubai-based digital banking platform that lets people open an account, get an instant IBAN and Mastercard, send and receive money, pay bills and track spending entirely from a mobile app. Launched in March 2021 as the UAE's first independent digital banking platform, YAP does not hold its own banking licence in the UAE; instead it partners with licensed banks (originally RAKBANK) to provide the underlying accounts while YAP builds the customer-facing experience, analytics and card controls. The company has raised roughly $41 million and is expanding across the Middle East, Africa and South Asia, targeting Saudi Arabia, Egypt, Pakistan and Ghana.
MovoCash, Inc.
MovoCash, Inc. (MOVO) is a Palo Alto-based financial technology company founded in 2014 by veteran financial-industry entrepreneur Eric Solis. MOVO offers an on-demand mobile banking app that lets people instantly create FDIC-insured accounts and disposable virtual debit cards, send peer-to-peer payments, pay bills, and make contactless purchases from their phone - even without a traditional bank account. Built on its patented HyperBIN digital-token technology and delivered with Mastercard and Coastal Community Bank, MOVO positions itself as a 'digital cash' network that blends payment cards, bank accounts, and mobile money movement.
Común
Común is a New York-based digital bank built Spanish-first for immigrants in the United States. It offers an FDIC-insured checking account, a Visa debit card, low-cost cross-border remittances, Zelle access, and one of the largest cash-deposit networks in the country - all openable without a Social Security number. Founded in late 2021 by Mexican immigrants Andrés Santos and Abiel Gutiérrez, Común set out to fix the financial exclusion they experienced firsthand, and it has grown into one of the fastest-growing consumer fintechs serving the Latino community.