managing-general-underwriter
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Ryan Specialty
Ryan Specialty built a $3 billion business around the risks ordinary insurance markets would rather not touch. Its real product is a carefully engineered meeting between difficult exposures, specialist judgment and willing capital.
Jan-Felix Schneider
Jan-Felix Schneider is the co-founder and CEO of Arlo, a New York health insurance company rebuilding coverage for small and mid-sized businesses from the ground up. A former Palantir deployment strategist and McKinsey consultant who grew up in Germany, he pairs a Columbia data science background with a plain conviction that people should not go broke while insured. Under his lead, Arlo underwrites its own level-funded plans, supports members directly, and builds its own technology - scaling to tens of thousands of covered lives and hundreds of employer groups, reaching profitability, and raising a $4M seed in 2025.
Bobby Touran
Bobby Touran is the Co-Founder and CEO of Rainbow, a San Francisco-based insurtech company building vertically specialized small business insurance products starting with restaurants. With over 15 years spanning insurance and software development, Touran previously co-founded Pathpoint, a digital E&S brokerage. At Rainbow, he is pioneering continuous underwriting - using real-time data like POS systems and online reviews to dynamically price risk - and has raised $20 million total to expand specialized coverage across multiple business verticals.
Rainbow
Rainbow is a San Francisco-based specialty managing general underwriter (MGU) building tailored small business insurance for industries that traditional carriers find hard to price - starting with restaurants and expanding into beauty and wellness. It pairs vertical-specific underwriting with an instant quote-to-bind agent portal and pay-as-you-go premiums tied to actual sales.