lifetime-income
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Trevor Gary
Trevor Gary is the founder and CEO of Micruity, a retirement-income infrastructure company that connects 401(k) recordkeepers, asset managers and insurers so plans can offer annuities and pension-style lifetime income. A former pension actuary at Deloitte Canada, Gary saw firsthand how the shift from defined-benefit pensions to 401(k) plans left millions of Americans without guaranteed income in retirement. He founded Micruity in 2017-2018 to build the data conduit that makes lifetime-income products work at scale. The company has raised roughly $27 million from a roster of insurance and financial heavyweights including Prudential, TIAA, State Street, Nationwide, J.P. Morgan Asset Management and Pacific Life.
Micruity
Micruity is a financial-technology infrastructure company building the data pipes that let lifetime-income products work inside everyday 401(k) plans. Its Advanced Routing System (MARS) acts as a secure central clearing house that connects insurers, asset managers, recordkeepers and plan sponsors, letting them communicate, verify and aggregate annuity data so retirement savings can be turned into a predictable monthly paycheck. Founded in 2017 by Trevor Gary and Chris Livadas, the company is headquartered in Toronto and raised an oversubscribed $20M Series A in December 2025.