insurance-api
(6)
bolttech
A Singapore insurtech quietly turned the checkout button into an insurance counter. Now 230 insurers and 700 partners run through its pipes.
Curacel
Curacel is an AI-powered insurance infrastructure company building the rails for insurance in emerging markets. Its cloud APIs let insurers automate claims processing and catch fraud, waste and abuse, while its Grow product lets banks, fintechs and e-commerce platforms embed insurance into their own apps. A Y Combinator Winter 2022 company founded in Nigeria, Curacel works with insurers such as AXA Mansard, Old Mutual and Jubilee across roughly ten African markets.
upcover
upcover is a Sydney-based insurtech turning slow, paperwork-heavy commercial insurance into an instant, digital experience for Australian small businesses, startups and scaleups. Its platform lets a business get a quote by answering as few as two questions, buy cover, receive a certificate of currency instantly and even finance the premium in one click. Through insurance APIs and white-labelled journeys, upcover also lets other brands and platforms embed business insurance directly into their own products. Founded in 2019 and led by co-founder and CEO Skye Theodorou, the company works with around 40 insurers and serves roughly 60,000 businesses.
Bestow
Bestow is a Dallas-based insurtech company that provides life and annuity carriers with a vertically integrated technology platform. It powers digital quoting and applications, automated underwriting, policy administration and self-service portals through modular, API-based software, letting insurers such as Nationwide, Transamerica, USAA and Sammons Financial Group modernize product development and operations. After divesting its own consumer carrier in 2024, Bestow now operates as a pure business-to-business software provider and raised a $120 million Series D in May 2025.
Briza
Briza is a Toronto-based insurtech that started as a unified, API-first platform for small-business commercial insurance - letting agencies, brokers and software platforms quote, bind and pay for policies like BOP, GL, WC and cyber through a single integration. Founded in 2016, the company has since narrowed its focus to carrier API reliability, applying manufacturing-style engineering discipline to reduce failed submissions and slow integrations that cost carriers premium.
CoverForce
CoverForce is a New York-based insurtech building the digital infrastructure that connects commercial insurance carriers, agencies, and wholesalers. Its API marketplace and white-label platforms let brokers instantly quote, compare, pay, bind, and issue commercial policies - collapsing month-long, paper-based workflows into minutes across lines like workers' compensation, general liability, cyber, and business owner's policies. Backed by Insight Partners and Nyca Partners, the company supports thousands of agencies and integrates with national carriers including AmTrust, Chubb, Liberty Mutual, and Travelers.