income-verification
(9)
Findigs
Findigs is a New York-based proptech company that automates residential tenant screening and leasing decisions. Its AI-native platform verifies applicant identity, income, and documents, detects fraud, and returns instant, data-grounded rent-or-decline decisions with contractual fraud guarantees - helping single-family and multifamily operators fill units faster while cutting evictions and delinquency. Founded in 2018 by Colby College classmates Steve Carroll and Keith Gilvar, Findigs manages screening across 400,000+ residential units and has raised roughly $80 million to date, most recently a $32M Series C in June 2026.
Nova Credit
Nova Credit is a San Francisco-based credit infrastructure and analytics company that helps lenders extend credit responsibly to people traditional bureaus miss. Founded in 2016 by three Stanford classmates, it operates as a consumer reporting agency built around three products: Credit Passport, which translates a newcomer's international credit history into a U.S.-readable report; Cash Atlas, a cash flow underwriting tool that reads consumer-permissioned bank transaction data; and Income Navigator, which automates income and employment verification. Banks and lenders including American Express, HSBC, Chase, and PayPal use Nova Credit to reach credit-invisible and thin-file consumers.
Phyllo
Phyllo is a universal API that gives developers and businesses secure, creator-consented access to data across hundreds of social and creator platforms - YouTube, Instagram, TikTok, Twitch, LinkedIn, Substack, Shopify and more. Often described as 'Plaid for the creator economy,' Phyllo maintains live data feeds and returns a normalized dataset covering identity, engagement, content and income, so companies building influencer marketing tools, creator-focused fintech, and brand-safety screening can integrate once instead of wrangling dozens of individual platform APIs.
Tidalwave
Tidalwave is a New York-based agentic AI company building SOLO, an AI-native mortgage point-of-sale platform that automates the home loan process for lenders and borrowers. Founded in 2023 by ad-tech and mortgage-tech veterans, Tidalwave uses hallucination-free AI grounded in real loan data to handle document review, data extraction, borrower communication, verification, and underwriting support - letting borrowers complete a fully verified application in about 35 minutes, in over 30 languages. In November 2025 the company raised a $22M Series A led by Permanent Capital, with participation from homebuilder D.R. Horton.
TransCrypts
TransCrypts is a blockchain-based digital identity and credential verification company that lets people own and instantly share verified employment, income, education, and health records. Founded in 2020 by cousins Zain Zaidi and Ali Zaheer, it replaces the slow, costly background-check pipeline with permission-based, fraud-proof verification - including JustScreen, billed as the world's first free background check service. Backed by Pantera Capital, Mark Cuban, and others, it serves millions of users and hundreds of enterprises, including Fortune 100 and 500 companies.
Pinwheel
Pinwheel is a New York-based fintech that builds the payroll-data and income connectivity layer behind a fairer financial system. Its APIs and embedded tools let banks, credit unions, and fintechs offer one-click direct deposit switching, income and employment verification, and bill management - helping institutions win and keep 'primacy' (becoming the account where a customer's paycheck lands). Pinwheel is one of the few players in the space operating as an FCRA-compliant Consumer Reporting Agency, and it connects to roughly 1,800+ payroll and HR platforms covering nearly all U.S. workers.
Argyle
Argyle is a consumer-permissioned verification platform that pulls real-time income, employment, and asset data straight from the source - payroll systems and bank accounts - through an API and no-code console. Instead of faxed pay stubs and HR phone calls, lenders, background screeners, and tenant screeners get instant, direct-source verifications covering roughly 90% of the U.S. workforce. Founded in 2018 and headquartered in New York, the company has raised over $100M from Bain Capital Ventures, Rockefeller Asset Management, Mastercard, Checkr, and SignalFire.
Promise
Promise is an Oakland-based govtech company that modernizes how government agencies and utilities collect payments and distribute benefits. Founded in 2017 by Phaedra Ellis-Lamkins and Diana Frappier, it offers flexible, interest-free repayment plans, AI-powered fraud detection, automated benefits distribution, and income verification - all designed to make public systems work better for both agencies and the residents they serve.
MeasureOne
MeasureOne is a San Francisco-based data infrastructure company that operates a Consumer-Permissioned Data Platform-as-a-Service. Through a single API, businesses can verify income, employment, education, and insurance directly from the source - only with the consumer's explicit consent.