Findigs Wants to Turn Tenant Screening Into a Decision.

Renting in America runs on a trade-off operators know well: push for high occupancy and you risk approving tenants who fall behind; tighten standards and units sit empty. Traditional screening does little to break that tension, because it hands back raw data - a credit score, a background report - and asks a human to guess at the outcome.

Meanwhile, applicants wait. A report that lands on a Friday can leave a renter in limbo until Monday, and a good applicant may sign elsewhere. On the other side, application fraud - doctored pay stubs, borrowed identities - has grown into a real cost for landlords.

Findigs targets all three seams at once: the occupancy-versus-quality trade-off, the speed gap, and fraud. By automating verification and grounding decisions in post-lease performance, it aims to give operators "occupancy that pays" rather than simply filling units.

The Series C sharpens the focus on the hardest corner of the market: affordable housing. New funds are earmarked for LIHTC and Section 8 workflow support - compliance-heavy processes most screening vendors avoid - plus Rent Guarantee products that protect revenue across a full lease term.

Findigs is a B2B SaaS company. It sells subscription and per-application screening and decisioning software to residential operators, then layers revenue-protection products - the fraud guarantee and, now, Rent Guarantee - on top. Third-party estimates put annual revenue in the mid-eight figures, though the company has not disclosed official numbers.

It sits at the intersection of three markets investors like: property technology, financial services, and applied AI. Rental underwriting is, at its core, a credit-and-fraud decision - which is why the platform's stack reads as much fintech as proptech, and why funds like Nyca Partners (a fintech specialist) and RPM Ventures have backed it repeatedly.

Where it fits: Findigs is positioning itself as the decision layer of the rental stack - the system that sits between a renter's application and an operator's lease, and increasingly extends into leasing and revenue protection. Scaling past 400,000 units gives it the performance data it argues competitors lack.

Findigs was cofounded by Steve Carroll (CEO) and Keith Gilvar, who met on their very first day at Colby College. As Carroll tells it, they ended up at the same table in the dining hall "because our mothers were both concerned that we wouldn't make any friends." Nine years later, they started a company.

Before Findigs, Carroll began his career on Wall Street at Nomura Securities and cofounded Seated, a hospitality startup acquired by OpenTable in 2018 - the same year he and Gilvar decided the rental idea they'd sat on had gone unbuilt long enough. "Four years went by, and I said, 'Nobody has really done anything with this idea,'" he recalled.