A shared order book is easy to imagine. Letting institutions trade across old credit boundaries is the harder trick - and the premise behind SpectrAxe’s OTC marketplace.
Shivani Siroya built a lender for people the credit bureaus could not see. A decade, 14 million customers and $8 billion in disbursements later, Tala wants to turn that hard-won repayment history into the credit layer for the global majority.