credit-access
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Warren Hogarth and the trouble with looking good on paper
He had a Harvard MBA and money in the bank. Getting a car loan was another matter. The Tilt co-founder has spent the years since asking what lenders fail to see.
Trustonic bets on the phone that can lock itself
A phone that stops working after a missed payment is a powerful incentive. Trustonic is turning that control into a business built around smartphone credit, as its old secure operating system reaches the end of the road.
Highline
Highline is a Dallas-based fintech that runs an intelligent payment network called Pay by Paycheck, which lets consumers automate bill and loan payments directly from their paychecks before the money reaches their bank accounts. By capturing funds through a payroll split at the moment payroll is run, Highline helps borrowers avoid missed payments, late fees and overdrafts while giving lenders and billers a more reliable way to get paid - expanding access to lower-cost credit for the roughly 40 million Americans who have steady jobs but thin or subprime credit files.