SoLo Funds built a lending marketplace with no interest and no mandatory fees, betting that strangers would rather help strangers than let a payday lender do it. Two million users later, the model is either a fix for broken small-dollar credit or a regulatory magnet - and the founders keep insisting it is the first.
Root Energy found that Korea's clean-power bottleneck was not the turbine or the solar panel. It was consent - so the company made nearby residents investors, built a regulated climate-finance platform around the idea, and added an RE100 business for corporate buyers.