clutch
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Nicky Hinrichsen and the Price of a Small Favor
Selling classmates’ cars led Nicholas “Nicky” Hinrichsen to Carlypso, Carvana and a second company with Chris Coleman. At Clutch, the unfinished business is helping credit unions make borrowing less cumbersome.
Stephen Seibel and the long road to an easier car purchase
A one-way ticket to Halifax put Stephen Seibel on the road to building Clutch. Nearly a decade later, the founder is still working on the parts of car buying that a website alone cannot fix.
Dan Park and the price of a second chance
At Clutch, Dan Park went from expanding across Canada to fighting for the next payroll. The recovery put his experience in banking, venture capital and delivery to a rather unforgiving test: selling used cars.
Nicholas Hinrichsen Learned to Move Cars. Now He Moves Credit Unions.
A German golf prospect became a used-car founder, sold to Carvana, and came back for the least glamorous layer of finance: the moment a customer asks a credit union to say yes.
Christopher Coleman
Christopher Coleman is the Co-Founder and Chief Product Officer of Clutch (withclutch.com), a San Francisco-based fintech company transforming how credit unions compete in the digital age. A MIT mechanical engineering graduate and Stanford MBA, Coleman co-founded Carlypso (a Y Combinator-backed used-car marketplace sold to Carvana in 2017) before joining Carvana as Senior Product Director and then launching Clutch in 2020 with co-founder Nicholas Hinrichsen. Clutch has raised $106 million in total funding, including a $65M Series B in January 2025 led by Alkeon Capital with participation from Andreessen Horowitz, and now serves 150+ credit unions - including 6 of the top 10 largest in the country - having facilitated over $10 billion in consumer loans and deposits.