carrier-connectivity
(7)
Herald found insurance’s bottleneck. It was sitting in the inbox.
Herald began by connecting commercial insurance carriers through one API. Its next move was more revealing: bring the machinery into the broker’s inbox, where the work already lives.
Ease made the insurance broker the software department
Small employers needed better benefits software. Ease put it in the hands of their insurance brokers - and built a business that is now being folded into Employee Navigator.
SMC³ and the curious case of the freight discount
A bigger discount can buy you a worse freight deal. SMC³ built a business around making the numbers comparable, then followed the shipment all the way to the invoice.
Dyad and the Price of Passing Paper
A drone policy can be small. The work behind it can be enormous. Dyad builds software for the handoffs that decide whether insurance growth pays.
Bold Penguin and the price of asking twice
Commercial insurance has a paperwork problem disguised as a sales problem. Bold Penguin built a business around the difference - and is now opening its machinery to the rest of the market.
CoverForce
CoverForce is a New York-based insurtech building the digital infrastructure that connects commercial insurance carriers, agencies, and wholesalers. Its API marketplace and white-label platforms let brokers instantly quote, compare, pay, bind, and issue commercial policies - collapsing month-long, paper-based workflows into minutes across lines like workers' compensation, general liability, cyber, and business owner's policies. Backed by Insight Partners and Nyca Partners, the company supports thousands of agencies and integrates with national carriers including AmTrust, Chubb, Liberty Mutual, and Travelers.
Noyo
Noyo is a San Francisco-based benefits data platform that uses APIs and AI to connect insurance carriers, benefits administration software, and HR teams. It turns the slow, error-prone exchange of employee benefits data into real-time, automated connections, eliminating manual data entry and coverage-impacting errors across the benefits ecosystem.