black-owned-fintech
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The App That Turned Payday Loans Into a Neighborly Favor
SoLo Funds built a lending marketplace with no interest and no mandatory fees, betting that strangers would rather help strangers than let a payday lender do it. Two million users later, the model is either a fix for broken small-dollar credit or a regulatory magnet - and the founders keep insisting it is the first.
Goalsetter
Goalsetter is a New York-based financial education and banking platform that teaches American kids, teens, and families how to save, spend smart, and invest. Founded by Tanya Van Court, it blends FDIC-insured savings, a 'Learn to Earn' debit card, and pop-culture-flavored financial quizzes mapped to national standards. The company also runs Goalsetter Classroom, a K-12 curriculum used by schools, framing financial literacy as a tool for closing the racial wealth gap.