360factors began by putting a bank’s risks, controls, policies and audits in one place. Its newer bet is narrower and more revealing: give compliance teams a usable first draft of the evidence, then leave the judgment to them.
Banks do not buy OneSumX because compliance is delightful. They buy it because a missed filing, stale loan form or unexplained number can be ruinously expensive - and Wolters Kluwer has spent decades turning that anxiety into recurring software revenue.

From free cookies in Palo Alto to compliance software for cannabis operators and community banks, the StandardC co-founder has spent a career learning how institutions decide whom to trust.