apple-pay
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Ziina زينة
Ziina is a Dubai-based fintech that lets people and small businesses send, spend, and get paid from a phone. Launched in 2020 as one of the UAE's first peer-to-peer payment apps, it removes the friction of IBANs and Swift codes by moving money through a phone number, then extends into business tools: payment links, QR and NFC Tap to Pay, a checkout gateway for online stores, and an upcoming business card. Licensed by the Central Bank of the UAE as a stored value facility, Ziina has raised more than $30 million and serves tens of thousands of consumer and business customers across the MENA region.
Up 'n go
Up 'n go is a San Diego fintech that lets restaurant guests pay their check by scanning a QR code or tapping a texted link - no app to download. Diners view the bill, split it any number of ways, pay with Apple Pay, Google Pay, Venmo, PayPal, a card or gift card, and leave feedback, all from their own phone. Built to plug directly into POS systems like NCR Aloha, Toast, Oracle Micros and Simphony, the company was among the first to bring app-free pay-at-the-table to U.S. restaurants and has since processed more than $1 billion across nearly 14 million contactless payments at chains from First Watch to Fox Restaurant Concepts.