ai-collections
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Khaled Bitar
Khaled Bitar is the co-founder and CEO of Avtal, an Austin-based fintech building a white-labeled, AI-powered digital collections platform for third-party debt collection agencies. In March 2026 the company announced $24 million in combined Seed and Series A funding led by S3 Ventures. Before Avtal, Bitar co-founded and ran LeftLane Software, a subprime auto lending platform, led Supply Operations at ServiceChannel (acquired by Fortive for $1.2B), and spent four years as a consultant at Bain & Company. He holds an MBA from The Wharton School and a BBA from the University of Texas at Austin.
Remitter
Remitter is an AI-powered, white-label digital collections and communications platform that helps lenders, healthcare providers, utilities, governments and other creditors recover accounts receivable by replacing phone-heavy collections with personalized, multi-channel digital outreach and self-serve payment portals. Built on technology first proven in Australia, the U.S. arm (Remitter USA) says its clients have recovered over $1 billion using automated, compliance-aware treatment strategies that route the right message through the right channel at the right time.
January
January is a New York fintech that uses AI to modernize one of finance's least-loved corners: debt collection. Its platform helps lenders, banks, credit unions and debt buyers recover past-due and charged-off consumer debt while giving borrowers transparent, lower-pressure ways to repay - tailored payment plans, self-service tools and built-in regulatory guardrails. Founded in 2016 (originally as Debtsy), the company says its software has serviced more than $10B in debt and handles more accounts than all but the largest banks, pairing data-driven recoveries with consumer satisfaction scores it claims beat traditional agencies.
Jake Cahan
Jake Cahan is the founder and CEO of January, a New York fintech rebuilding the debt-collection industry around compliance and compassion instead of harassment. Founded in 2016 (originally as Debtsy), January uses an AI-driven platform to help creditors recover money while treating borrowers like people, not criminals. After a slow, hard-fought start convincing credit unions and banks, Cahan raised a $12M Series B in December 2023 and has helped hundreds of thousands of Americans resolve debt. A Brown computer-science background and a stint as a venture investor at Third Prime preceded the company that has become his decade-long obsession.