Khaled Bitar is the co-founder and CEO of Avtal, an Austin-based fintech building a white-labeled, AI-powered digital collections platform for third-party debt collection agencies. In March 2026 the company announced $24 million in combined Seed and Series A funding led by S3 Ventures. Before Avtal, Bitar co-founded and ran LeftLane Software, a subprime auto lending platform, led Supply Operations at ServiceChannel (acquired by Fortive for $1.2B), and spent four years as a consultant at Bain & Company. He holds an MBA from The Wharton School and a BBA from the University of Texas at Austin.
Jake Cahan is the founder and CEO of January, a New York fintech rebuilding the debt-collection industry around compliance and compassion instead of harassment. Founded in 2016 (originally as Debtsy), January uses an AI-driven platform to help creditors recover money while treating borrowers like people, not criminals. After a slow, hard-fought start convincing credit unions and banks, Cahan raised a $12M Series B in December 2023 and has helped hundreds of thousands of Americans resolve debt. A Brown computer-science background and a stint as a venture investor at Third Prime preceded the company that has become his decade-long obsession.