ai-bookkeeping
(8)
Mesh
Mesh is a San Francisco fintech building AI agents for accounting teams. Founded in 2025 by Erin Kim and Nandini Ramakrishnan - who together scaled Carta's fund accounting business from $20M to $100M in ARR - Mesh automates the slow, spreadsheet-heavy parts of the close: bank reconciliation, accruals, and journal entries. It pulls real-time signals from AP inboxes, Slack, Teams, and historical journals to draft audit-ready outputs and cut month-end close by several days, with a chat interface that lets founders ask questions about their financials in plain language. Mesh is backed by Y Combinator's Winter 2025 batch.
Adaptive
Adaptive is a New York-based fintech building an AI-native financial platform for the construction industry. It sits on top of QuickBooks to automate the money side of building projects - reading incoming bills, matching them to the right job and cost code, routing approvals, tracking budgets and draws, managing vendor compliance, and processing payments. Founded in 2021 by Matt Calvano, Henry Bradlow, and Francisco Enriquez, the company serves custom homebuilders, general contractors, developers, and specialty trades, and raised a $19M Series A led by Emergence Capital in 2024.
Baselane
Baselane is a New York fintech that gives individual real estate investors and landlords a single place to bank, collect rent, and keep their books. Instead of stitching together a legacy bank account, spreadsheets, an accountant, and consumer payment apps, users open property-specific accounts, collect rent by ACH or card, and let AI categorize transactions into tax-ready reports. The company says its 50,000-plus customers move more than $2 billion in annual transactions and save an average of roughly 150 hours and $5,000 a year.
Exponent
Exponent is a New York-based fintech building a financial operating system for America's franchise operators. It combines expansion and acquisition lending, a franchise-focused corporate charge card, and an AI-powered accounting suite so multi-unit operators - the people running dozens of Burger Kings, Dunkins, or Wendy's - can get capital faster and see real-time financials without waiting for month-end reports. Founded in 2023 and led by former Visa and Stripe executive Sohel Roopani, Exponent serves 100+ operators representing over 10,000 locations and raised $40M in equity and credit in 2026.
Docyt
Docyt is a Santa Clara, California AI company that automates accounting and bookkeeping for small and mid-sized businesses, accounting firms, and multi-location operators. Its platform captures documents, reconciles the general ledger continuously, categorizes transactions, and produces real-time financial reports, layering on top of QuickBooks rather than replacing it. In 2025 the company launched HpAI (High Precision Accounting Intelligence), an accounting-specific AI engine trained on 128 billion accounting data points, with an initial vertical focus on hospitality and hotels. Founded in 2016 by Sid Saxena and Sugam Pandey, Docyt has raised roughly $27.2M to date.
Karat Financial
Karat Financial is a Los Angeles-based fintech building banking, credit cards, and financial tools for the creator economy. Founded in 2019 by Eric Wei and Will Kim, Karat underwrites digital creators and influencers using their social metrics and online business performance rather than traditional credit signals, giving YouTubers, streamers, and other entrepreneurs access to credit, banking, payments, and AI-powered bookkeeping that legacy banks routinely deny them.
Zeni
Zeni is an AI-powered finance operations platform for venture-backed startups, combining automated bookkeeping, bill pay, business banking, and CFO services with a team of human finance experts. Founded in 2019 by twin brothers Swapnil and Snehal Shinde, it promises a daily books close instead of a monthly one.
Swapnil Shinde
Swapnil Shinde is the CEO and Co-founder of Zeni, an AI-powered finance operations platform for startups headquartered in Palo Alto. A serial entrepreneur with three company launches and two successful exits - Dhingana (acquired by Rdio) and Mezi (acquired by American Express for ~$150M) - he co-founds every venture with his identical twin brother Snehal. At Zeni, Swapnil leads marketing, sales, and operations while Snehal owns product and tech. The company manages over $1 billion in startup finances monthly, has raised $49.5M in funding, and serves hundreds of venture-backed startups with real-time AI-driven bookkeeping, accounting, and CFO services.