The formulas already work. Getting them into production is the expensive part. Coherent turns Excel logic into governed services while the people who know the business keep hold of the workbook.
hyperexponential started by giving actuaries a cleaner way out of Excel. Nine years later, its software helps govern underwriting decisions across more than $75 billion in annual commercial insurance premium - and its next bet is an AI agent that can take a broker email to a decision-ready risk.