account-to-account-payments
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Brad Goodall Spent Eight Years Making the Card Optional
An Australian founder went to London, learned the plumbing of modern finance, and built a checkout alternative with banks instead of against them. After Banked’s acquisition by NAB, his most useful lesson is less about the exit than the patience required to change how money moves.
Truett Dwyer
Truett Dwyer is co-founder and co-CEO of Clerq, a New York account-to-account payments platform built for high-ticket transactions in industries like automotive, powersports, and equipment where 3% card fees and chargebacks eat margins. A Wharton graduate who spent his early career investing at Citadel, Summit Partners, and Blackstone, he and co-founder Ben Markowitz approached payments from first principles and chose to embed inside merchants' checkout workflows rather than build a consumer app. In October 2025 Clerq raised a $12M Series A led by 645 Ventures, bringing its total to $21M, on the back of 6x revenue growth and marquee dealership and marketplace clients.