Candidly is an AI-native financial wellness platform that helps employers, financial institutions, recordkeepers and banks deliver personalized guidance on student debt, savings and retirement. Formerly FutureFuel.io, the company optimizes income-driven repayment, powers student-loan-to-401(k) retirement matches under SECURE 2.0, and now runs a multi-agent AI system - the Candidly Intelligence Center, fronted by its conversational assistant Cait - that spans debt payoff, budgeting, college planning and tax-advantaged accounts. Founded in 2016 by Laurel Taylor, Candidly reports it can reach roughly 1 in 2 U.S. workers through its distribution partners.
Canary is a New York-based benefits company that helps employers, nonprofits, and foundations give employees fast, dignified cash grants when a financial emergency hits. Its flagship product, Grant Circle, handles the legal, tax, and administrative machinery of running an employee relief fund so an organization can move money to a worker facing an eviction, a medical bill, or a natural disaster in days rather than weeks. Founded by Rachel Schneider - co-author of The Financial Diaries - Canary has channeled millions in emergency grants to workers, with an average grant of roughly $848.