wildfire-insurance
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The Insurance Policy That Watches the Weather, Not the Wreckage
Arbol turns rainfall, wind speed and temperature into financial triggers. Its wager is that climate insurance can move faster when the argument over damage is replaced by a line in the data.
Delos Insurance Solutions
Delos Insurance Solutions is a San Francisco insurtech and managing general agent that uses satellite imagery, fire science, and machine learning to insure California homeowners in wildfire-prone areas that traditional carriers have abandoned. Founded by two aerospace engineers, Delos models wildfire risk at the individual-property level using NASA Earth-observation data, climate science, and hundreds of risk parameters, allowing it to write coverage on homes the rest of the market deems uninsurable.
Kevin Stein
Kevin Stein is the CEO and cofounder of Delos Insurance Solutions, a San Francisco insurtech MGA that writes homeowners insurance for wildfire-exposed California properties that mainstream carriers refuse. A Bay Area native and aerospace engineer who once sold satellites at SSL/Maxar, Stein co-founded Delos in 2017 with Shanna McIntyre to apply satellite imagery, geospatial AI, and wildfire science to a problem the rest of the market treats as uninsurable. Delos accepts roughly two-thirds of the homes the standard market declines, and Stein reports it has never insured a home that later burned. He moonlights as a bassist and songwriter.
Dan Preston
Dan Preston is the co-founder and CEO of Stand Insurance, a San Francisco-based insurtech company using physics-driven AI and digital property twins to insure climate-impacted homes in wildfire and hurricane zones. A Stanford-trained computer scientist, Preston previously led Metromile as CEO from 2014 to 2022, guiding it through a SPAC IPO on NASDAQ and eventual acquisition by Lemonade. At Stand, he has raised $65 million across two rounds and grown the company to over $1 billion in insured value within its first year, with expansion into Florida's catastrophe market. His vision: insurance as an active driver of community resilience, not just a financial safety net.