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Eco Built the Wallet. Then It Found the Real Business Hiding Underneath
After raising roughly $95 million for a consumer money app, Eco discovered that the wallet was not the hardest part. Its new bet is the plumbing that lets stablecoins cross chains without making users think about bridges, gas or stranded transactions.
Cleva
Cleva is a USD banking platform that lets freelancers, remote workers and businesses in Africa - starting with Nigeria - open U.S. dollar accounts in their own name, receive international payments via ACH, wire, or stablecoins (USDC/USDT), and spend through a virtual dollar card. Founded in 2023 by Stripe and AWS alumni Tolu Alabi and Philip Abel, and backed by Y Combinator (W24), Cleva helps users get paid in dollars and hedge against local currency volatility.
Coco Wallet
Coco Wallet (YC S19) is a global dollar account powered by stablecoins. Founded by Venezuelan entrepreneur Kevin Charles and his co-founders, it lets Latin American migrants and their families send, spend, save, and earn in digital dollars from a mobile app - combining the simplicity of a neobank like Nubank or Revolut with the freedom of self-custodial Web3, so people can access stable, borderless money without a traditional bank.
dtcpay
dtcpay is a Singapore-headquartered, regulated payments company that lets merchants, consumers and financial institutions move money in stablecoins as easily as in dollars. Founded in 2019 as Digital Treasures Center by Alice Liu and Band Zhao, it runs a real-time swap engine that converts stablecoins to fiat at the moment of payment, so a shopper can pay in USDC while a merchant is settled in Singapore dollars. The company holds a Major Payment Institution licence from the Monetary Authority of Singapore plus licences and registrations in Hong Kong, Australia, the United States, Canada and a Luxembourg EMI licence covering the European Economic Area. In January 2025 it dropped volatile cryptocurrencies entirely and became stablecoin-only. Its product line spans in-store POS+ terminals, online checkout, payment links, multi-currency wallets, a Visa Infinite "Digital Treasures Card", corporate cards and stablecoin-as-a-service APIs for institutions. dtcpay raised a US$10M Series A led by Vertex Ventures Southeast Asia & India in March 2026, bringing total disclosed funding to roughly US$26.5M.
KAST
KAST is a stablecoin-powered global money app that lets people store, earn, send and spend digital dollars. Founded by former Circle executive Raagulan Pathy and ex-Quona Capital partner Daniel Bertoli, the company issues Visa cards that convert USDC, USDT and other stablecoins into local currency at more than 150 million merchants across 170+ countries. KAST layers yield-bearing vaults, instant transfers, cashback and SOL staking rewards on top of a neobank-style account, positioning itself as a financial platform for globally mobile users and, increasingly, businesses.
Triple-A
Triple-A is a Singapore-based, globally licensed payments institution that lets businesses accept and send money in stablecoins and local currencies without ever holding, converting, or managing crypto themselves. Founded by serial fintech entrepreneur Eric Barbier, it settles merchant payments in fiat (USD, EUR, and 30+ local currencies) with next-day bank settlement, handling custody, conversion, and compliance behind the scenes. It became the first digital-currency payment company licensed by the Monetary Authority of Singapore and serves merchants including Farfetch, Razer, Charles & Keith, Grab, and the Singapore Red Cross.
Wayex
Wayex is a Sydney-based fintech that lets people hold a single US dollar balance, fund it with bank transfers or stablecoins, and spend it worldwide on a Visa card. Founded in 2018 as CryptoSpend by two University of Technology Sydney students, it issued Australia's first crypto-linked Visa card in 2021, rebranded to Wayex in 2024, and in 2025 launched Wayex Global across 160+ countries. The platform supports USDC, USDT, DAI and PYUSD across 10+ blockchains, pays yield on stablecoin balances, and processes conversions in real time at checkout.
Fin
Fin is a New York-based stablecoin payments company building a mobile app for high-value, global, and instant money movement. Founded by ex-Citadel engineers Ian Krotinsky and Aashiq Dheeraj - the team behind TipLink - Fin unifies balances into USDC and lets users and businesses send millions of dollars in near real time to other Fin users, bank accounts, or crypto wallets. In December 2025 it raised a $17M Series A led by Pantera Capital, with Sequoia and Samsung Next participating, to launch a product aimed at import/export businesses and high-value transfers that traditional banks handle slowly and expensively.