A mailbox, a ballpark, an agent at the kitchen table. Globe Life has built its insurance business around finding working families where they already are - and knowing when a sale costs too much.
A ten-minute application is the easy part. Olé Life’s more interesting wager pairs dollar-denominated protection with thousands of distributors and insurers who know the local rules.
Ladder is a Palo Alto-based digital life insurance company that lets people apply for fully-underwritten term life coverage online in minutes, with the ability to ladder coverage up or down as life changes. Founded in 2015, it became the first fully digital life insurance carrier in 2021 after launching its own underwriting entity, Ladder Life Insurance Company.