supply-chain-finance
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Navix Found $112 Million Hiding in Freight Paperwork - Here’s the Back-Office Playbook 3PLs Can Copy
Freight moves at highway speed. Its invoices often move like they are waiting for a fax. Navix built an AI audit layer to close that gap - and says customers have put $112 million in working capital back to work.
Monkey’s R$200 Billion Trick: Make Banks Bid Against Each Other
The Brazilian fintech found a simple way to loosen a stubborn credit market: put approved invoices in front of many funders and let the lowest rate win. Now its infrastructure is moving from supply chains into cards, white-label banking and Brazil’s new digital-duplicata system.
Stephen Igwue
Stephen Igwue is a Nigerian software engineer and co-founder of Suplias (YC S21), a Lagos-based B2B fintech that lets FMCG distributors and retailers buy inventory on credit through its Obtainly app. He leads the company as Chief Executive Officer, having earlier driven its technology as CTO, and describes his work in the language of Arthur C. Clarke: building software good enough to look like magic.
Suplias
Suplias is a Lagos-based B2B fintech that helps FMCG distributors and small retailers in Africa buy inventory on credit. Founded in 2019 and part of Y Combinator's Summer 2021 batch, it started as a marketplace connecting mom-and-pop shops with manufacturers, then leaned into its Obtainly app, which lets retailers and distributors pay suppliers, build a credit history, and access short-term inventory and LPO financing with no collateral and repayment over roughly 30 days.
Incomlend
Incomlend is a Singapore-based global invoice financing marketplace that connects SMEs, exporters and importers with institutional investors, letting businesses convert unpaid trade invoices into cash - often within 48 hours and for up to 90% of invoice value - without traditional collateral. Founded in 2016 by Morgan Terigi and Dimitri Kouchnirenko, the platform lets investors 'cherry-pick' individual cross-border receivables, and has financed more than USD 1 billion in trades across 50+ countries and 20+ industries.
MonetaGo
MonetaGo builds digital public infrastructure for trade and finance, best known for its Secure Financing system that detects duplicate financing fraud without exposing sensitive data. By turning trade documents into cryptographic digital fingerprints and checking them against a global registry inside a confidential computing environment, MonetaGo lets banks, TReDS exchanges and central banks verify that an invoice or bill of lading has not already been financed elsewhere - preserving privacy while closing a major gap in trade finance risk.
Blooms
Blooms is an AI-driven trade finance platform that gives Latin American fresh-produce exporters faster access to working capital, cross-border factoring, and multi-currency payments as they ship fruits and vegetables into the US and Canada. Founded by fintech veteran Francisco Mere, the company purchases exporters' US receivables, absorbs the credit risk stateside, and advances up to 80% of an invoice within 24 hours - smoothing the cash-flow gap that has long strangled growers who sell perishable goods across borders. It raised a $2.6M seed round in May 2025 led by agritech VC SP Ventures.
Ramani.io
Ramani.io is a Tanzania-born, San Francisco-incorporated B2B fintech digitizing the micro-distribution layer of Africa's consumer-packaged-goods (CPG) supply chain. It hands point-of-sale, inventory and procurement software to thousands of micro-distribution centres (MDCs) that move products from brands like Coca-Cola, Diageo and AB InBev to corner shops, then uses the real-time sales and inventory data to underwrite working-capital financing. A Y Combinator alumnus that raised a $32M Series A in 2022 and holds a lending license from the Bank of Tanzania, Ramani is now evolving into a financial marketplace and B2B e-commerce platform connecting banks, brands and resellers.
Iain Usiri
Iain Usiri is the co-founder and CEO of Ramani, a Tanzanian fintech building financial infrastructure for Africa's consumer-packaged-goods supply chains. A Stanford computer science graduate and former Salesforce product manager, he gave up his US immigration status and flew home one-way in 2019 to start the company with his brother Calvin and friend Martin Kibet. Ramani gives micro distribution centers free point-of-sale and inventory software, then monetizes through lending - and in 2022 raised a $32M Series A led by Flexcap Ventures after passing through Y Combinator's W20 batch.
Matt McKinney
Matt McKinney is the Co-Founder and CEO of Loop, a San Francisco-based AI platform transforming freight audit and payment for the supply chain. A USC and Stanford-trained engineer, McKinney spent years at Uber helping launch Uber Freight before leaving to build Loop in 2021 with co-founder Shaosu Liu. The pair had watched firsthand how 20% of freight invoices contain errors and a single invoice takes 50 days to process - then decided to fix it. Loop has since raised $172M including a $95M Series C, processes billions in freight payments, and has grown to 280 employees serving customers like Olipop, Clemens Food Group, and Kendra Scott.